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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,920 reviews, last reviewed 7th Apr 2026
565300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been a member for some years and like payments to go... Been a member for some years and like payments to go through Pay Pal as it’s a safe way of purchasing Reviewed on: 7th April 2026
Susan England's avatar
Susan England

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56920)

quality service, easy to usefair credit

5
i use it to purchase online and spread the cost easily once you have set up direcd debit payments are taken easily, customer service is on standby if any issues arise. reccomended Reviewed on: 13th June 2022
chris d's avatar
chris d

Extremely useful and easy to use.

5
Been using PayPal credit for a while now and with the 4 months interest free on over £99 becomes very handy when needing to buy unexpected purchases. Reviewed on: 13th June 2022
Matt's avatar
Matt

Great deal

5
I am use Pal Pay credit about 1 year. I am happy with this payment system and I am already recommended to my family . Reviewed on: 13th June 2022
G Chihai's avatar
G Chihai

Best credit company on the market

5
Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022
Mark Brown's avatar
Mark Brown

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022
Opotis's avatar
Opotis

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022
Andreia Teixeira's avatar
Andreia Teixeira

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022
Ivan Viviers's avatar
Ivan Viviers

Great service

5
Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022
Wilson500's avatar
Wilson500

Paypal credit

5
I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022
Tara's avatar
Tara

Great

5
Perfect service and amazing offers Reviewed on: 13th June 2022
Jodie Harkess's avatar
Jodie Harkess

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