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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (122135 reviews)

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4.74

Based on 122,135 reviews, last reviewed 8th Jun 2026

3289150% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Secure online transactions and great value with the... Secure online transactions and great value with the free pay in 3 option. Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (122135)

Excellent customer service always willing to solv...

Excellent customer service always willing to solve any issues and flexible payment options Reviewed on: 14th April 2026

Hassle free transactions and payment options

Always use where possible for hassle free transactions and easy repayment options Reviewed on: 14th April 2026

This PayPal credit helps me a lot.

This PayPal credit helps me a lot. Reviewed on: 14th April 2026

Satisfied customer.

Satisfied customer. Given 4 months interest free. Not had it anywhere before. Paypal looks after you. Reviewed on: 14th April 2026

Excellent service all round.

Excellent service all round. I would recommend PayPal to anyone Reviewed on: 14th April 2026

Pay in 3 makes it easy , spreading the cost is so easy.

Pay in 3 makes it easy , spreading the cost is so easy. Reviewed on: 14th April 2026

It's safe ,easy to use and rewarding

It's safe ,easy to use and rewarding Reviewed on: 14th April 2026

Never had a problem and it’s great you can pay in in...

Never had a problem and it’s great you can pay in instalments Reviewed on: 14th April 2026

Paypal pay in 3 and credit options make purchasing e...

Paypal pay in 3 and credit options make purchasing easy and the way they handle refunds or customer support is excellent Reviewed on: 14th April 2026

PayPal SpendWell

I have used PayPal for years and consistently had great customer service. Calls are answered when needed and messages responded to - always know where I stand. Reviewed on: 14th April 2026

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