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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Great for Secure and Fast Online Shopping

Great for Secure and Fast Online Shopping Reviewed on: 8th June 2026

Consistently good service.

Been using PayPal for a number if years and never had any problems. Convenient, provides extra security, reliable, Easy shopping, card details entered automatically , purchases are one click away, my husband wouldn’t agree, shopping is too easy Reviewed on: 8th June 2026

PayPal's the biz.

Always been reliable in the years I've been a customer. Happy to carry on with PayPal. It's got that universal thing about it. I also use Xoom. Reviewed on: 8th June 2026

Really helpful when I needed it and didn't have the...

Really helpful when I needed it and didn't have the cash on me to purchase what I needed. Reviewed on: 8th June 2026

Easy to use great for credit all round good app nice...

Easy to use great for credit all round good app nice to be able to push ur funds till pay day, easy to top account up and add funds,Very user friendly Reviewed on: 8th June 2026

PayPal is easy to use

PayPal is easy to use and makes online payments quick and secure. The app is reliable, and sending or receiving money is very convenient. Customer service has been helpful whenever I needed assistance. Reviewed on: 8th June 2026

Very easy to use, intuitive and informative.

Very easy to use, intuitive and informative. I do sometimes struggle to log in but maybe that’s me. Other than that, a very good service. Reviewed on: 8th June 2026

Money goes straightaway no hassle

Money goes straightaway no hassle Reviewed on: 8th June 2026

If it’s not broke don’t fix it

I have been using PayPal for over twenty years now never thought of moving as they have always been spot on with their customer service. Reviewed on: 8th June 2026

Excellent customer service

When I had I problem with one of my payments and I needed to use the customer service, they were very helpful. Reviewed on: 8th June 2026

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