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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56761 reviews)

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4.91

Based on 56,761 reviews, last reviewed 7th Apr 2026

550900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s so so easy It’s so so easy to use and well displayed in the app Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56761)

PayPal is the BEST

I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022

Best

Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022

Convenient, Easy to Access & Great Offers

Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022

Credit

PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022

It's amazing

Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022

easy credit

credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

Awesome lender

Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022

Efficient

Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022

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