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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,611 reviews, last reviewed 13th Jun 2026
3992750% increase in 5 star reviews
in the past 90 days
11150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy access to credit card via app really helps Easy access to credit card via app really helps Reviewed on: 13th June 2026
Benard D's avatar
Benard D

Latest lowest rating:

1

very high interest rate. very high interest rate. I can't wait to pay off my debts and delete the PayPal application Reviewed on: 13th June 2026
Georgi G's avatar
Georgi G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137611)

Always use PayPal for online purchases, never any pr...

5
Always use PayPal for online purchases, never any problems. Reviewed on: 22nd April 2026
Chris D's avatar
Chris D

PayPal is extremely convenient and easy to use, the...

5
PayPal is extremely convenient and easy to use, the fact that you can manage your payments and have so many options is great. Reviewed on: 22nd April 2026
Samanta M's avatar
Samanta M

Makes purchases easier to enable me to pay for thing...

4
Makes purchases easier to enable me to pay for things I need like larger home items over a manageable period of time. Really pleased to have the additional resource to spread the cost of things like furniture. Reviewed on: 22nd April 2026
Kai Javed's avatar
Kai Javed

Easy to use for payments online.

4
Easy to use for payments online. Like the fact you can earn points for money off. My only issue is when doing a dispute you can't comment when they give you their answer if there's something you disagree with.... Reviewed on: 22nd April 2026
Sharon R's avatar
Sharon R

I always use PayPal on line it is quick safe and con...

5
I always use PayPal on line it is quick safe and convenient, anytime I've had issues they have resolved it quickly. Reviewed on: 22nd April 2026
Steve P's avatar
Steve P

Convenient and straightforward

5
Easy to browse and use, few options makes it my favourite method of payment Reviewed on: 22nd April 2026
Inna R's avatar
Inna R

Great service

4
Hitch free all the time, no issues Reviewed on: 22nd April 2026
AD's avatar
AD

Always had very good experiences with paypal

5
Always had very good experiences with paypal Reviewed on: 22nd April 2026
Oliver B's avatar
Oliver B

PayPal is your handy payment card at your fingertips...

5
PayPal is your handy payment card at your fingertips, allowing you to get those purchases early and paying later, it’s helped me immensely Reviewed on: 22nd April 2026
Dee 's avatar
Dee

Always amazing service thing work quick no problems

5
Always amazing service thing work quick no problems Reviewed on: 22nd April 2026
Matt's avatar
Matt

Review PayPal: PayPal Credit now

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