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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

I really enjoy using paypal makes it so easy to not...

5
I really enjoy using paypal makes it so easy to not have to put bank details in everytime. Love it Reviewed on: 8th June 2026

Since I started to use PayPal it always helped me to...

5
Since I started to use PayPal it always helped me to use my money the best way, PayPal trusted me with the PayPal credit and always make sure I pay it off, also gave me a credit card where I can use whenever I need it. Specially if I have something urgent to do, PayPal is always there to support me like a good friend! Thanks pay pal Reviewed on: 8th June 2026

Available for most purchases and low payback payments

5
Available for most purchases and low payback payments Reviewed on: 8th June 2026

Great for those little extras when you need somethin...

5
Great for those little extras when you need something but money that month is tight Reviewed on: 8th June 2026

Excellent service.

5
Excellent service. Very flexible. I love the interest free options Reviewed on: 8th June 2026

Excellent

5
Love PayPal to check out so much easier to keep track of payments, if I have ever had to contact customer service they always resolved my issue and fast Reviewed on: 8th June 2026

Straight forward and accessible

5
All very straight forward and easily accessible. Reviewed on: 8th June 2026

I find PayPal to be a very user-friendly application...

5
I find PayPal to be a very user-friendly application, and I am very satisfied with it. Reviewed on: 8th June 2026

Amazing I absolutely love PayPal

5
Amazing I absolutely love PayPal Reviewed on: 8th June 2026

Happy moments

5
Its been great years with PayPal...absolutely no regrets just happy moments Reviewed on: 8th June 2026

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