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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

Great experience

5
Fast, convenient and reliable way to manage purchases. Excellent customer service and always great offers. Easy to track payments, and flexible to spread costs over time. Reviewed on: 8th June 2026

Very good

5
Very good service and monthly payments Reviewed on: 8th June 2026

I've never had a problem with PayPal in over...

5
I've never had a problem with PayPal in over 20 years Reviewed on: 8th June 2026

Excellent!!!

5
Nothing beats PayPal. They make transactions seamlessly and prompt. Reviewed on: 8th June 2026

Flexible and easy

5
Very flexible, no hassle and extremely easy. Paypal credit has really been useful for those purchases big and small. Reviewed on: 8th June 2026

Very convenient.

5
Very convenient. Can use PayPal most places and always very helpful if you need to get in contact with customer service. Reviewed on: 8th June 2026

you don't really have a choice

4
Using it as being the main alternative, you,don't really have a choice Reviewed on: 8th June 2026

Easy and quick

5
Easy and quick to use and has become my go to payment app for all my online purchases from books on eBay to train tickets. Highly recommended. Reviewed on: 8th June 2026

Always use PayPal, can trust if anything goes wrong...

5
Always use PayPal, can trust if anything goes wrong they will sort it with minimum fuss. Reviewed on: 8th June 2026

Pay pal has been a great source of help to.Awesome

5
Pay pal has been a great source of help to. Myself , I once had a problem with an order that I didn’t receive PayPal took it into their own hands and solved the problem for me . I was so grateful for this .I would certainly recommend PayPal to anyone I will continue to use PayPal I 100% trust Thank you Reviewed on: 8th June 2026

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