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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,751 reviews, last reviewed 13th Jun 2026
3998950% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find that having a paypal credit comes in handy fo... I find that having a paypal credit comes in handy for everyday life expenses Reviewed on: 13th June 2026
James W's avatar
James W

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (137752)

Convient service, accepted with many traders.

4
Convient service, accepted with many traders. I do like the UX of the android app, no more then 1 or 2 clicks to get to the desired option. Reviewed on: 22nd April 2026
huff's avatar
huff

I am so grateful with all the opportunity that PayPa...

5
I am so grateful with all the opportunity that PayPal offers. Reviewed on: 22nd April 2026
Niloa Y's avatar
Niloa Y

great experience.

5
great experience. really easy to use and quick and easy at checkout Reviewed on: 22nd April 2026
Katie Mitchell's avatar
Katie Mitchell

Easy purchasing

5
The PayPal pay in 3 has been really helpful for bigger purchases. The new PayPal cards are really convenient. Reviewed on: 22nd April 2026
Yosef H's avatar
Yosef H

Best buy now pay later.

5
Best buy now pay later...no hassle, no complications. Easy to use with the best interest rates Reviewed on: 22nd April 2026
jade a's avatar
jade a

I don't like that you can't select to pay off your b...

4
I don't like that you can't select to pay off your buy now pay later. You have to clear the other balance first Reviewed on: 22nd April 2026
Katy f's avatar
Katy f

Happy Customer.

5
Extremely happy with everything we have from PayPal Reviewed on: 22nd April 2026
Danny 's avatar
Danny

It’s so convenient.

5
It’s so convenient. Really helps me out! Reviewed on: 22nd April 2026
Abby 's avatar
Abby

Pay pal an excellent service provider.

5
Easy to use system, excellent service provider. No queuing just get the job done simply and quickly. Pay pal has always been an efficient service. Reviewed on: 22nd April 2026
Denise Smith's avatar
Denise Smith

PayPal is my safety net.

5
PayPal is my safety net. All I can say is that I’m forever grateful. Reviewed on: 22nd April 2026
Carla 's avatar
Carla

Review PayPal: PayPal Credit now

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