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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Recommended PayPal to everyone ..

Been telling everyone to use PayPal very safe and secure when buying items on all websites and it’s all done in a instant and if you get an refund it’s back in your account in a instant now waiting.. sending money to people is done in a instant. I use PayPal probably 98% when shopping on line love it me recommend to anyone to open a PayPal account.. five stars from me.. Reviewed on: 8th June 2026

Always excellent to use, flexibility

Always excellent to use, flexibility Reviewed on: 8th June 2026

Ok. Could be better

Overall good. The app is not as intuitive as it could be. It is often difficult to find what you’re looking for. I have also had mixed experience with purchase protection. On one occasion, I did not receive my money back even though I was a scammed by a company who I paid through PayPal. On another occasion, I did receive a full refund in Quick order. Reviewed on: 8th June 2026

Despite the fact of having a bad credit score PayPal...

Despite the fact of having a bad credit score PayPal charge me average interest rates which is absolutely LOVE PAYPAL Reviewed on: 8th June 2026

Excellent Experience with PayPal

I have had a very positive experience using PayPal. The platform is easy to use, secure, and reliable for both sending and receiving payments. Transactions are processed quickly, and I appreciate the convenience of being able to manage my payments online from anywhere. One of the features I value most is the strong security and buyer protection, which gives me confidence when making purchases online. The mobile app is user friendly, making it simple to track transactions and manage my account. Customer service has also been helpful whenever I needed assistance, and any issues were handled professionally and efficiently. Overall, PayPal has provided me with a smooth, safe, and dependable payment experience, and I would highly recommend it to anyone looking for a trusted online payment solution. Reviewed on: 8th June 2026

I recommend to everyone to use PayPal is very good T...

I recommend to everyone to use PayPal is very good Thank you PayPal Reviewed on: 8th June 2026

Paypal credit is amazing!

Paypal credit is amazing, i’ve used it to purchase a bike, car and other goods and have appreciated the convenience it created to purchase goods and pay back in good time. Reviewed on: 8th June 2026

Good experience

Every was perfect best experience Reviewed on: 8th June 2026

Easy and flexible payments

Easy to use. Never had any issues and love the convenience and flexibility with payments Reviewed on: 8th June 2026

Straight forward and easy to use, payment system.

Straight forward and easy to use, payment immediate when you need something and payments spread over a time period making it manageable to purchase what you need at the time. Reviewed on: 8th June 2026

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