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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137810 reviews)

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4.73

Based on 137,810 reviews, last reviewed 13th Jun 2026

4001550% increase in 5 star reviews

in the past 90 days

11300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal made easier PayPal has recently made it much easier to make purchases with multiple options to make the payments back. The reminders are also super helpful. Reviewed on: 13th June 2026

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137810)

Reliable Credit with Excellent Support

PayPal Credit has been incredibly easy and reassuring to use. The platform feels secure and straightforward, giving me real confidence when making purchases. Being able to spread payments over time is a huge benefit and makes managing finances much more comfortable without added stress. What really stands out is the helpfulness of the team when I’ve had queries—they’re clear, responsive, and genuinely supportive. On top of that, they’ve shown real understanding and sympathy when circumstances needed explaining, which makes a big difference. Overall, a reliable and customer-focused service that I trust and would happily recommend. Reviewed on: 22nd April 2026

I couldn’t be without PayPal credit now!

I love the fact the PayPal credit offers 4 months interest free on purchases over £99, being a shopaholic - it’s perfect for me! I use it regularly throughout the year, it’s quick and easy to make payments and you can pay as much/little as you want to clear your balance. Reviewed on: 22nd April 2026

PayPal credit is a life saver at times I love it.

PayPal credit is a life saver at times I love it. Easy to use and pay . It comes in handy if you need to pay of something big and over the 12 months Reviewed on: 22nd April 2026

Great service for short time borrowing 4 months inte...

Great service for short time borrowing 4 months interest free is great Reviewed on: 22nd April 2026

More often than not PayPal offer a good service

More often than not PayPal offer a good service Reviewed on: 22nd April 2026

Great service - trust Paypal and use all the time...

Great service - trust Paypal and use all the time Reviewed on: 22nd April 2026

For some reason last year my monthly direct debit wa...

For some reason last year my monthly direct debit was cancelled and I did not realise! This lead me to make a late payment which as now damaged my credit score!!! It took me ages to get the DD set up again! It was not easy Reviewed on: 22nd April 2026

A very good experience and friendly to use

A very good experience and friendly to use Reviewed on: 22nd April 2026

PayPal 100%

PayPal safe , efficient , excellent easy to use . Trustworthy Reviewed on: 22nd April 2026

Been a loyal servant for 20 years!

Been a loyal servant for 20 years!!!!! Reviewed on: 22nd April 2026

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