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PayPal: PayPal Credit reviews

4.73
Based on 137,854 reviews, last reviewed 13th Jun 2026
4003600% increase in 5 star reviews
in the past 90 days
11300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The perfect financial safety net. love using PayPal Credit for unexpected costs or bigger investments. The digital application was instant, and the interest-free periods give me the fl... Read more Reviewed on: 13th June 2026
Alexandru I's avatar
Alexandru I

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026
zebiba e's avatar
zebiba e

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137854)

I am very pleased with the application, I have been...

5
I am very pleased with the application, I have been using it for more than 10 years, everything is secured. Reviewed on: 22nd April 2026

Excellent service

5
I've found paypal credit to be outstanding - the best thing about it is how frictionless it is, working well across the internet. It's clear, easy to use and it just works, which is ideal. No repeated logins, signins etc, just clear, secure tech. Reviewed on: 22nd April 2026

It is helpful when you are really out of money.

5
It is helpful when you are really out of money. It is convenient to use and quick Reviewed on: 22nd April 2026

I can purchase items with the confidence than it is...

5
I can purchase items with the confidence than it is safe and that i have to reassurance that if anything is wrong i have paypal in my corner Reviewed on: 22nd April 2026

Found a kitchen bin (well named one) nearly half th...

5
Found a kitchen bin (well named one) nearly half the price of other retailers, slight second,when it arrived couldnt see any faults at all. Now when friends or family call over, i ask them if they can see any slight marks,scratches. Still havny found any. Btw i do give them a biscuit as a prize for looking lol Reviewed on: 22nd April 2026

Great experience, no problems would recommend

5
Great experience, no problems would recommend Reviewed on: 22nd April 2026

I love using PayPal it safe and convenient I’ve neve...

5
I love using PayPal it safe and convenient I’ve never had problem with PayPal and when I had problem it’s always sorted and it’s very good Reviewed on: 22nd April 2026

When I was about to buy my IPhone, no anyone gave me...

5
When I was about to buy my IPhone, no anyone gave me a chance to buy it. Surprised PayPal approved me just in time . I e will never forget it, I received my first agreement as a gift. Reviewed on: 22nd April 2026

Was easy and quick.

5
Was easy and quick. Not overcomplicated process with clear information Reviewed on: 22nd April 2026

Paypal- user friendly and secure

5
Easy to use, with the knowledge thatbyour transactions are being processed safely. Reviewed on: 22nd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review