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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Im happy to use always pay pal save and great experi...

Im happy to use always pay pal save and great experience Reviewed on: 8th June 2026

Flexibility and transparency done right

The flexibility with PayPal credit is the thing I like the most. Choosing terms that suit me and seeing the transparency of fees helps build trust. I feel like I have complete control of my finances. Reviewed on: 8th June 2026

I absolutely love PayPal!

I absolutely love PayPal! It's incredibly fast and easy to use, especially when checking out at online stores without having to type in my card details every time. I’ve never had an issue with delayed transactions, and the buyer protection gives me so much peace of mind. Sending money to family and friends is instant and seamless. Highly recommend! Reviewed on: 8th June 2026

Easy to have everything at a click of a button...

Easy to have everything at a click of a button Reviewed on: 8th June 2026

Paypal interest rate is far lower than any credit ca...

Paypal interest rate is far lower than any credit cards. It will always be my first choice Reviewed on: 8th June 2026

I feel PayPal are very supportive and do help you wi...

I feel PayPal are very supportive and do help you with any worries or even if you don’t understand something they are always on hand to help Reviewed on: 8th June 2026

Always had no problem with PayPal and always helped...

Always had no problem with PayPal and always helped me out when I buy things and don’t receive to get my money back and without me paying monthly I wouldn’t be able to get things I need today. Reviewed on: 8th June 2026

Simple effective service

Everything was seamless, a smooth, efficient service Reviewed on: 8th June 2026

Efficient, friendly & safe online service.

Efficient, friendly & safe online service. Accepted just about everywhere & now the option of a PayPal card. Flexible payment options & app is superb. Reviewed on: 8th June 2026

I enjoy using PayPal

I enjoy using PayPal, very convenient easy to access and easy to use. Their customer service is also good, I’m able to calm whenever I have an issue. Reviewed on: 8th June 2026

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