Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

View other PayPal products

4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181137)

Easy to use and pay

Easy to use and pay good for larger purchases and love the benefits Reviewed on: 8th June 2026

It’s easy to use and facilitates payment

It’s easy to use and facilitates payment Reviewed on: 8th June 2026

Extremely satisfied with the services

Extremely satisfied smooth and easy to.use Reviewed on: 8th June 2026

PayPal credit is a really useful feature

PayPal credit is a really useful feature, especially when making online purchases. The only difficulty I have is knowing if a payment has been processed or not when paying back into my account as it can take a few days to process, which has resulted in me making a double repayment to my PayPal credit card. Other than that, no complaints it’s very convenient and can be easily added to your Apple wallet Reviewed on: 8th June 2026

PayPal is always useful and a great way to use...

PayPal is always useful and a great way to use credit Reviewed on: 8th June 2026

Pay pal has been a rock , I have talked with custome...

Pay pal has been a rock , I have talked with customer service and they have helped me when I was stuck , love their pay in options anything I need to do send money purchases etc never had a issue also their accepted globally Reviewed on: 8th June 2026

Excellent

Love PayPal’s credit so clear and easy to use Reviewed on: 8th June 2026

I use PayPal for all my on-line payments

I use PayPal for all my on-line payments as the system provides a buffer between the retailer and I. Furrthermore PayPal provides me with a clear audit of what I've done, and PayPal's 'claims' sytem is clear and straightforward to use. PayPal does "What it says on the tin" - PayPal! Reviewed on: 8th June 2026

I have had a few issues with some merchant and thank...

I have had a few issues with some merchant and thanks to PayPal everything has been sorted. Very professional customer service. Reviewed on: 8th June 2026

Excellent and efficient

Excellent and efficient - very easy to apply, use and payback Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub