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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137894 reviews)

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4.73

Based on 137,894 reviews, last reviewed 13th Jun 2026

4005600% increase in 5 star reviews

in the past 90 days

11300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great company Pay pal is a creat way to buy online, and you can pay it off every month it’s a good benefit to have if you can’t pay what you want to buy up front. N... Read more Reviewed on: 13th June 2026

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137894)

A huge relief for a self-employed mother

I can’t express what a relief it is to have access to PayPal Credit. Being self-employed means my income changes daily, which traditional lenders seem to find 'risky' regardless of my lack of debt. PayPal Credit looked past the labels and gave me a revolving line of credit that helps me balance my cash flow during bigger spending months. Highly recommended for fellow freelancers! Reviewed on: 22nd April 2026

In simple word and being very honest I love Paypal i...

In simple word and being very honest I love Paypal it's quick and easy to make or recive payments and its clear and easy to understand not like other apps and banking, Any problems just one phone call away where costomer service will help and speak to you in person. I would highley recomend PayPal to all its a no brainer. Reviewed on: 22nd April 2026

Good experience

I have always had a good experience with PayPal no problem. Reviewed on: 22nd April 2026

I use paypal because I feel it's safe.

I use paypal because I feel it's safe.I can pay my bill in 3 ways and I find that very helpful in today's world where sometimes we can pay over 3 months or even have it on free credit as long as you pay over the amount of time. Reviewed on: 22nd April 2026

Great credit service at amazing rates, easy and intu...

Great credit service at amazing rates, easy and intuitive to use . Reviewed on: 22nd April 2026

Such an easy way to spread the payment of my purchas...

Such an easy way to spread the payment of my purchase making so much more obtainable and affordable Reviewed on: 22nd April 2026

I really hard to put the money back

I really hard to put the money back Reviewed on: 22nd April 2026

Great for spreading the cost

I like to use PayPal Credit when I'm not sure whether I'll keep my order and also when I buy something more expensive and would like to spread the cost without the interest. The added benefit of buyer's protection is another plus. Reviewed on: 22nd April 2026

Lacking that final oomph

Good interactions but it feels like hard work getting past info and automation before you speak to a person and the you have to drive the conversation yourself. Reviewed on: 22nd April 2026

Best ever happened to me so simple easier and suppor...

Best ever happened to me so simple easier and supporting love it I recommended very highly Reviewed on: 22nd April 2026

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