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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,807 reviews, last reviewed 7th Apr 2026
555200% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Pay pal convenient to use . Generally the credit options offered are very good and convenient, I find navigating the the app could be improved. Reviewed on: 7th April 2026
Gary H's avatar
Gary H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56807)

It's amazing

5
Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022
Arvydas Rindokas's avatar
Arvydas Rindokas

easy credit

5
credit when and where you want it, easily managed Reviewed on: 13th June 2022
Cindy Webber's avatar
Cindy Webber

You are the best!

5
Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022
Iulian Dicu's avatar
Iulian Dicu

Great idea, really helps with those small purchases

5
Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022
Azher Ayub's avatar
Azher Ayub

Awesome lender

5
Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022
Asad Moosa's avatar
Asad Moosa

Efficient

5
Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022
Zowie willis 's avatar
Zowie willis

So easy

5
Very straightforward and safe to use Reviewed on: 13th June 2022
Alison Rowe's avatar
Alison Rowe

Brilliant

5
Great for making those more expensive items Reviewed on: 13th June 2022
Nicola 's avatar
Nicola

Very good

3
Easy to pay with on line and I feel confident in paying with PayPal Reviewed on: 13th June 2022
Matthis Osazuwa 's avatar
Matthis Osazuwa

Easy to use

5
No issues on re payments and protected Reviewed on: 13th June 2022
Donnie Vera's avatar
Donnie Vera

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