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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

I love using PayPal for my online purchases I feel s...

I love using PayPal for my online purchases I feel safe and secure when when purchasing.great customer service great pay back service PayPal has been a lifesaver for me over the years. Clear easy user friendly App I would highly recommend Paypal to anyone and have referred friends in the pasted. Reviewed on: 8th June 2026

Handy for buying things you need when your skint

It's very handy for buying things you need when you need some credit till the end of the month and you get paid. It's very easy to use Reviewed on: 8th June 2026

Excellent

Fast, easy and very accessible. Very user friendly Reviewed on: 8th June 2026

Bank no. PayPal YES!

I had an issue with my bank blocking a PayPal payment, I had contacted PP about this and they were able to tell me exactly what I had to do with my bank as it was a common issue. Reviewed on: 8th June 2026

Excellent , very useful , I really happy

Excellent , very useful , I really happy Reviewed on: 8th June 2026

I like the fact that I have 4 months to pay off the...

I like the fact that I have 4 months to pay off the credit if I spent £100 or more. Its very manageable. Reviewed on: 8th June 2026

Perfection

Absolutely faultless service and a perfect fit,for all my needs Reviewed on: 8th June 2026

value for money and efficient

Good value for money and quick and efficient Reviewed on: 8th June 2026

Easy and Rewarding

I find it easy to use and in cases where I can't use a particular credit card. I also like the fact that I am rewarded. Reviewed on: 8th June 2026

Been wit PayPal for many years.

I'm an old client, been wit PayPal for many years. From paying online shopping to sending money abroad, to now using their credit facilities. They deal with everything, from setting all up to reminding me it's time to pay. Reviewed on: 8th June 2026

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