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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,975 reviews, last reviewed 8th Jun 2026
3281750% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal since it first launched and... I have been using PayPal since it first launched and have nothing but good experiences. Makes paying online safe & easy. Reviewed on: 8th June 2026
Scott B's avatar
Scott B

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121975)

Excellent service and great interest free deals

5
Excellent service and great interest free deals Reviewed on: 14th April 2026
Campbell Mathieson's avatar
Campbell Mathieson

Great for spreading the cost

5
PayPal is easy to use, great for transferring funds or paying over time interest free on pay 3 monthly, that feature helps out alot Reviewed on: 14th April 2026
Steven L's avatar
Steven L

Everything is simple and easy.

5
Everything is simple and easy. Straight asserts and everything runs smoothly. Reviewed on: 14th April 2026
Lisa W's avatar
Lisa W

Easy to use

5
Don't use alot but I think the time they give is good and interest only. Reviewed on: 14th April 2026
Emma Skalidaki's avatar
Emma Skalidaki

Every time I've needed help, PayPal has helped me pr...

5
Every time I've needed help, PayPal has helped me pretty fast. Reviewed on: 14th April 2026
ChilliDan's avatar
ChilliDan

Have only had 1 problem and customer service was gre...

3
Have only had 1 problem and customer service was great when I spoke with them Reviewed on: 14th April 2026
Ged m's avatar
Ged m

Paypal credit is great.!

5
Paypal credit is great. Always ready to help me and makes my shopping better. I love that I can have it for indefinite time. Always stick with it. Reviewed on: 14th April 2026
Anonymous's avatar
Anonymous

really happy...

5
Been using PayPal now for a long while really happy and have no issues Reviewed on: 14th April 2026
Phil Ackroyd's avatar
Phil Ackroyd

I find PayPal a very useful and safe way of...

5
I find PayPal a very useful and safe way of paying Reviewed on: 14th April 2026
Michelle F's avatar
Michelle F

Online payments are significantly more convenient an...

5
Online payments are significantly more convenient and the range of options including instalment plans and pay later options is highly attractive. Reviewed on: 14th April 2026
Anuksha Amarakoon's avatar
Anuksha Amarakoon

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