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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

I had an issue with adding a pay pal card onto googl...

5
I had an issue with adding a pay pal card onto google pay app and I had to contact them about it. It wasn't easy trying to find out how to contact them and I couldn't find a UK number to reach them on. Reviewed on: 8th June 2026

I like the PayPal gautantee and if something goes wr...

5
I like the PayPal gautantee and if something goes wrong you are covered. Reviewed on: 8th June 2026

Great customer service

5
Great customer service, just a bit of a wait to get through Reviewed on: 8th June 2026

I use PayPal on my every purchase

5
I use PayPal on my every purchase Reviewed on: 8th June 2026

Most of the time I used PayPal because I trusted.

5
Most of the time I used PayPal because I trusted. Reviewed on: 8th June 2026

Worked well for us when we needed it no stress, and...

5
Worked well for us when we needed it no stress, and easy to am she’s Reviewed on: 8th June 2026

Paypal for win

5
I find offers and payment structures easy to understand and use. Reviewed on: 8th June 2026

100% recommend

5
I’ve never had a problem with my PayPal credit. Any questions or queries customers service advisors have been very quick to help me and answer any of my questions or worries. They’ve been nice on the phone and explained things kindly when I’ve been confused over refunds etc. I find it very easy to track and pay extra. Just like with all credit cards you just have to be careful with not borrowing too much as it’s so accessible on so many websites Reviewed on: 8th June 2026

Very helpful staff.

5
Very helpful staff. They were able to make the changes I requested to my account. Reviewed on: 8th June 2026

Hard website to use .

4
Hard website to use . Could be simplified. Extra Payments made sometimes don’t go through or will go through days later, leading you to pay double Reviewed on: 8th June 2026

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