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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121913 reviews)

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4.74

Based on 121,913 reviews, last reviewed 8th Jun 2026

3278850% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good service and easy to use and allows you to pay t... Good service and easy to use and allows you to pay things of im smaller amounts at a time. Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121913)

great rewards

The rewards for using the PayPal credit card and debit card are brilliant Reviewed on: 14th April 2026

Paypal Is Great

Paypal is great, so many options of payments whether it be credit card or pay in 3 plans and more. The app is really good too, easy to use, efficient and user friendly. Reviewed on: 14th April 2026

Absolutely great, really helpfull and good points

Absolutely great, really helpfull and good points Reviewed on: 14th April 2026

The most convenient way to pay online by far.

The most convenient way to pay online by far. Simple, easy, and with a good amount of two factor authentication to keep things secure. I don't trust online retailers that don't use paypal as a payment option. Reviewed on: 14th April 2026

Great experience, easy to use and feels safe to use

Great experience, easy to use and feels safe to use Reviewed on: 14th April 2026

Excellent and easy app access, credit card easy for...

Excellent and easy app access, credit card easy for purchases with no complications Reviewed on: 14th April 2026

I use Paypal credit buy goods for resale as well as...

I use Paypal credit buy goods for resale as well as for personal requirements. It has helped me fund my micro business without having to go to lengthy credit checks with banks etc for loans/funding. The facility encourages me and anyone I recommend to use Paypal - sometimes avoiding sellers or suppliers who have not joined the paypal pals club!! Reviewed on: 14th April 2026

Since i've been using PayPal i have had good service...

Since i've been using PayPal i have had good service from all section Reviewed on: 14th April 2026

Brilliantly easy to use

Brilliantly easy to use, with good range of services, like credit pay in 3.... Reviewed on: 14th April 2026

It’s perfect

It’s perfect how it is . The first time one I enjoying shopping without thinking of money.Thank you Reviewed on: 14th April 2026

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