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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

PayPal has a very user-friendly interface, & creatin...

PayPal has a very user-friendly interface, & creating a pay plan is extremely easy. Reviewed on: 8th June 2026

Easy to pay your bills and link to Apple subscriptio...

Easy to pay your bills and link to Apple subscriptions etc Reviewed on: 8th June 2026

Fast, Secure, and Convenient Payments

I’ve had a positive experience using PayPal. Payments are quick and secure, and the app is easy to use. I particularly appreciate the buyer protection and the convenience of sending and receiving money. Customer service has been helpful when I’ve needed assistance. Reviewed on: 8th June 2026

It’s easy to pay on line which is great

It’s easy to pay on line which is great, and it’s good to have a physical card also; however, I got very confused when it came to seeing a direct debit and later I could not change it when I needed to. Reviewed on: 8th June 2026

Good service.

Good service. Great value for money Reviewed on: 8th June 2026

It’s been good to pay off certain items overtime

It’s been good to pay off certain items overtime Reviewed on: 8th June 2026

Easy, Simple & Safe

PayPal was always the easiest way to pay and something I felt absolutely secure using but since the introduction of PayPal credit it has just launched itself into one of the best short finance platforms I’ve ever experienced. Reviewed on: 8th June 2026

Good and trusted to

Good and trusted brand. I always look for the PayPal logo when shopping Reviewed on: 8th June 2026

safe online shopping and good credit line

safe online shopping and good credit line Reviewed on: 8th June 2026

Realiable.

Able to buy and pay overtime for things I could not afford to pay in full. Whenever I had paid for the goods / services where merchant was at fault PayPal steped in and sorted everything. Reviewed on: 8th June 2026

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