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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121867 reviews)

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4.74

Based on 121,867 reviews, last reviewed 8th Jun 2026

3276750% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal and PayPal credit for a lon... I have been using PayPal and PayPal credit for a long-time and when it works fine it okay but when there's a issue it sometimes it hard to talk to som... Read more Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121867)

I have very bad experience with PayPal

I have very bad experience with PayPal Reviewed on: 14th April 2026

Thankfull

I’m truly grateful for PayPay and the support they gave me during one of the most difficult moments in my life. When everything felt overwhelming, their service made things just a little bit easier, and that meant more than I can express. It’s not just about the platform itself, but the peace of mind and reliability they provide when you need it the most. In times when you feel lost or stressed, having something you can trust makes a huge difference. Thank you, PayPay, for being there when I needed it most. I will always appreciate it. Reviewed on: 14th April 2026

Excellent

PayPal is the best way to send money quickly, to buy online and in store-thanks to the new option of the physical card. Never had issues with PayPal that is my ally to manage money easily. I would like to recommend PayPal to anyone who wants simple and secure money management. Reviewed on: 14th April 2026

All good, money back on items bought, on better car...

All good, money back on items bought, on better card and free Reviewed on: 14th April 2026

Simply the easiest and safest way to pay!

Simply the easiest and safest way to pay with the added benefit of being able to pay on 3. Reviewed on: 14th April 2026

Quick to use and easy to use and make payments.

Very easy to use and make payments. Excellent customer service support. Reviewed on: 14th April 2026

Times does get very difficult especially with the pr...

Times does get very difficult especially with the prices of most things and using PayPal does help for the odd treat getting the kids a gift and being able to have the ability to pay of small amounts Reviewed on: 14th April 2026

Very friendly and easy to pay online

Very friendly and easy to pay online Reviewed on: 14th April 2026

Paypal is the safest, smartest and most efficient

Paypal is the safest, smartest and most efficient payment service out there! Reviewed on: 14th April 2026

I really enjoyed the line of credit.

I really enjoyed the line of credit. It help keep what I purchase safe and the new tracking is excellent Reviewed on: 14th April 2026

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