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PayPal: PayPal Credit reviews

4.74
Based on 121,839 reviews, last reviewed 8th Jun 2026
3275500% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flawless and easy to use Flawless and easy to use. My go to way of payment Reviewed on: 8th June 2026
Adrian T's avatar
Adrian T

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (121839)

Very good experience so far, excellent communication...

5
Very good experience so far, excellent communication with the customer service team when required. Reviewed on: 14th April 2026

Very easy to use, and payment security

5
Very easy to use, and payment security Reviewed on: 14th April 2026

PayPal is fandabbydozi.

5
I have used PayPal for quite a few years now and I have never had any problems whatsoever. It is easy and straightforward to use and my go to payment method when shopping online. Reviewed on: 14th April 2026

Through my experience PayPal has never let me down e...

5
Through my experience PayPal has never let me down even with the payments that I need to pay back they are really low which turns out to be a blessing whenever you have to make a purchase or any emergency payment well done PayPal keep up the good work Reviewed on: 14th April 2026

Always had an easy experience.

5
Always had an easy experience. The app is simple to use and the rare occasions I’ve needed support it’s been easy to access with quick and friendly help - can’t fault a thing Reviewed on: 14th April 2026

Pay pal credit

5
It’s a good service, use it for lots of services. Would recommend Reviewed on: 14th April 2026

Not straight forward at times but it's great

4
Not straight forward at times but it's great Reviewed on: 14th April 2026

always meets expectations and you can count on help...

5
always meets expectations and you can count on help in almost every matter Reviewed on: 14th April 2026

Amazingly helpful

5
It is helped me to be able to book things I otherwise wouldn't have been able to, has been very useful for emergencies too. Would definitely recommend to friends and family. Reviewed on: 14th April 2026

I can’t sell my records without PayPal.

5
I can’t sell my records without PayPal. Reviewed on: 14th April 2026

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