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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Certainly had good experience and trusted the services

5
Certainly had good experience and trusted the services Reviewed on: 8th June 2026

Easily accessible.

5
Never been let down , products always easy to understand. Reviewed on: 8th June 2026

I love the idea that you can split payment.

5
I love the idea that you can split payment. Makes it easier and nit heavy for monthly repayment Reviewed on: 8th June 2026

Is very good experience i happy to have pay pal lots...

5
Is very good experience i happy to have pay pal lots help me Reviewed on: 8th June 2026

Quick, easy to use and reliable!

5
Quick, easy to use and reliable! Reviewed on: 8th June 2026

PayPal helps to pay in instalments

4
PayPal is useful to purchase goods and services while paying in instalments. PayPal pay in 3 is really good as the instalments are taken regularly from your bank account so you don’t forget to pay an instalment. Reviewed on: 8th June 2026

PayPal is a safe way to pay never had a problem usin...

5
PayPal is a safe way to pay never had a problem using it Reviewed on: 8th June 2026

Really easy to use.

5
Really easy to use. The app is really helpful and it’s easy to find information such as transaction history and card details. It was really easy to apply and helpful when it gives you the pay in 3 option so that you can make an informed choice about the interest you pay. Reviewed on: 8th June 2026

PayPal Credit.

5
I use PayPal regularly to make payments and needed a longer period to make a la4ger purchase. They offered an easy solution with no fuss approach. Reviewed on: 8th June 2026

Safest method of payment

5
PayPal is the safest method for online payments Reviewed on: 8th June 2026

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