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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,836 reviews, last reviewed 8th Jun 2026
3275350% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best credit card I have. There's not much to tell because every part of PayPal is easy to use with fair policies. Credit is fair with plenty of time to pay off with zero inter... Read more Reviewed on: 8th June 2026
Leigh A's avatar
Leigh A

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121836)

Great service in general Thank you

5
Great service in general Thank you Reviewed on: 14th April 2026
Daniel S's avatar
Daniel S

Always had a good experience with PayPal.

5
Always had a good experience with PayPal. I’ve been a customer of theirs for a fair few years now and it feels great knowing they have my back when it comes to security with transactions on my accounts. I have credit accounts too and I use their pay in 3 a lot too! Thanks PayPal! Reviewed on: 14th April 2026
Matthew N's avatar
Matthew N

Not great with cancellations

4
They mishandled a cancellation and even now my total balance doesn't match the total of the finance plans I have from PayPal Reviewed on: 14th April 2026
Kevin P's avatar
Kevin P

I’ve had to contact PayPal a few times over the year...

5
I’ve had to contact PayPal a few times over the years they are always helpful and sort things out. Reviewed on: 14th April 2026
E H's avatar
E H

Ease of use

5
Really easy to use and offers a good range of coverage of different online stores. Reviewed on: 14th April 2026
Steven A's avatar
Steven A

Great deals and great promos from PayPal.

5
Great deals and great promos from PayPal. Having the option to split any purchase in 4 payments even if they don't accept PayPal is absolutely amazing. Being able to split certain ones in 12 month installments makes buying things a lot easier for me Reviewed on: 14th April 2026
Aguinaldo P's avatar
Aguinaldo P

I always find PayPal to be quick and easy to use.

5
I always find PayPal to be quick and easy to use. There is a good selection of ways to pay Reviewed on: 14th April 2026
Jane U's avatar
Jane U

PayPal, the easiest way to pay

5
PayPal is a breeze to use. Never had an issue Reviewed on: 14th April 2026
Luke L's avatar
Luke L

Okay for day to day.

4
Okay for most things and day to day but aren't allowed to use it for certain items such as airsoft. Reviewed on: 14th April 2026
Kye D's avatar
Kye D

I've never had a bad experience with PayPal.

5
I've never had a bad experience with PayPal. Reviewed on: 14th April 2026
Isobel T's avatar
Isobel T

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