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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Great way to spread the cost of expensive items

Great way to spread the cost of expensive items Reviewed on: 8th June 2026

Always found PayPal incredibly useful.

Always found PayPal incredibly useful. Transferring money to family and friends as well as being able to pay interest free payments over 3-4 months. Reviewed on: 8th June 2026

Excellent value, easy to use - no hassle payments wi...

Excellent value, easy to use - no hassle payments with protection Reviewed on: 8th June 2026

Always an excellent experience!

Always an excellent experience. Any issues resolved almost immediately Reviewed on: 8th June 2026

always best experience with paypal

always best experience with paypal Reviewed on: 8th June 2026

Very useful for online purchases

Very useful for online purchases Reviewed on: 8th June 2026

Easy to navigate and withdraw money, also a common p...

Easy to navigate and withdraw money, also a common payment method Reviewed on: 8th June 2026

Peace of mind

I use PayPal knowing my purchase is safe and if there are any problems PayPal will help. Reviewed on: 8th June 2026

The application is quick, checkout integration is sm...

The application is quick, checkout integration is smooth, and promotional offers like 0% interest for four months are genuinely useful. Reviewed on: 8th June 2026

PayPal credit is so simple to use and convenient

PayPal credit is so simple to use and always available on offer when completing transactions. The process is simplified by a few clicks, no lengthy applications or such. Reviewed on: 8th June 2026

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