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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Used PayPal credit multiple times and it has always...

5
Used PayPal credit multiple times and it has always been very convenient and easy to use. I have been a PayPal customer for as long as it has been around and is my preferred way to pay for things and send money. Reviewed on: 8th June 2026

Customer is king

5
Customer is king. That’s how PayPal treats its customers. Outstanding customer service and always there when you need them. Reviewed on: 8th June 2026

PayPal review

5
PayPal is one of the most reliable and widely used online payment services in the world. It makes sending and receiving money quick, easy, and secure. One of its biggest advantages is buyer protection, which helps users feel safe when shopping online. PayPal is accepted by many websites and stores, and it allows payments without sharing credit card details directly with sellers. The mobile app is user-friendly and convenient for managing transactions. Overall, PayPal is a great choice for anyone looking for a secure and trusted online payment solution. Reviewed on: 8th June 2026

Just easy to use.

5
Just easy to use. Send and receive and well as purchasing is effortless Reviewed on: 8th June 2026

Best payment option on the market!

5
Best payment option on the market! Easy, trustworthy and secure. Great offers and overall quality experience. Reviewed on: 8th June 2026

Excellent service from Paypal

5
I have been using PayPal about more that 10 years and it's excellent service. Reviewed on: 8th June 2026

In love my PayPal debit card and the points scheme i...

5
In love my PayPal debit card and the points scheme is great. Being able to link any card to it is fabulous for work expenses Reviewed on: 8th June 2026

Easy way to pay keep up the good work

5
Easy way to pay keep up the good work Reviewed on: 8th June 2026

Great company , great customer service

5
Great company , great customer service Reviewed on: 8th June 2026

I find PayPal to be a versatile payment option due t...

5
I find PayPal to be a versatile payment option due to the different products they offer. I can pay straight from my bank, or use credit for which there are three options to choose from, two of which are interest free. Interest bearing options are at a reasonable rate. I also find the app easy to use and I the option to have PayPal card in my contactless wallet is great. I would recommend PayPal to anyone. Reviewed on: 8th June 2026

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