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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121815 reviews)

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4.74

Based on 121,815 reviews, last reviewed 8th Jun 2026

3274400% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient and easy to manage credit service I have had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing payments through the Pay... Read more Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121815)

Great credit card with great payment options

Great credit card with great payment options Reviewed on: 14th April 2026

That’s easy to use , truthful , fast and full of ben...

That’s easy to use , truthful , fast and full of benefit , best customer service ever Reviewed on: 14th April 2026

I had a valuable experience using PayPal, where I fo...

I had a valuable experience using PayPal, where I found the platform to be secure, user-friendly, and efficient for managing online transactions. The interface is intuitive, making it easy to send and receive payments globally. I particularly appreciated the strong security measures and quick processing times, which gave me confidence in handling financial transactions online. Reviewed on: 14th April 2026

Good deal credit card

Have used their interest free period and found it very useful Reviewed on: 14th April 2026

I was offered a credit limit of £1000 and a few moth...

I was offered a credit limit of £1000 and a few moths later that was extended to £2000 which has enabled me to do some diy projects in the house. Reviewed on: 14th April 2026

Everything is so clear and easy.

Everything is so clear and easy. You know exactly where you are and never have to worry. Any issues are dealt with swiftly and I have always felt supported if I’ve had any questions. Reviewed on: 14th April 2026

Paypal credit it the best!

Great credit payment terms easy to use! Its helped me through Christmas and everyday x Reviewed on: 14th April 2026

I’m so grateful for PayPal Credit.

I’m so grateful for PayPal Credit. The approval process was seamless and incredibly fast. It helped me cover expenses during a tight spot. Plus, by paying it off early, I avoided all interest charges. It’s a lifesaver if you use it wisely!" Reviewed on: 14th April 2026

Very efficient service.

Prompt to resolve issues and very efficient service. Easy to understand the App and know what you have paid out and received etc. Reviewed on: 14th April 2026

Great quick easy and secure payments

Great quick easy and secure payments and credit greet customer Service which is quick and efficient Reviewed on: 14th April 2026

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