Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,791 reviews, last reviewed 7th Jun 2026
3273200% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Outstandingly responsive and very user friendly. Outstandingly responsive and very user friendly. Reviewed on: 7th June 2026
Davide D's avatar
Davide D

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (121791)

Been good all around I have had no problem with PayP...

4
Been good all around I have had no problem with PayPal and they tend to resolve most issues efficiently. Reviewed on: 14th April 2026
William J's avatar
William J

PayPal credit

5
PayPal credit is easy and reliable you are told well in advance of an up coming payment making it easy to plan your month’s payment Reviewed on: 14th April 2026
Mark h's avatar
Mark h

Marvelous paypal

5
Excellent experience. Happy.with all the support..will love to see more and more benefits. Reviewed on: 14th April 2026
Sharif Ahmed's avatar
Sharif Ahmed

The payment system in a payal is not the great.

5
The payment system in a payal is not the great. So many errors. Reviewed on: 14th April 2026
Parth J's avatar
Parth J

Great service

5
Never had any issue with PayPal, always easy to deal with. Reviewed on: 14th April 2026
EL's avatar
EL

It very easy to use & if needed you can pay in insta...

5
It very easy to use & if needed you can pay in instalments. Reviewed on: 14th April 2026
Irene Gillies's avatar
Irene Gillies

Great easy to use to pay online without risk

5
Great easy to use to pay online without risk Reviewed on: 14th April 2026
Alison K's avatar
Alison K

Easy to start up and use hassle free

5
Easy to start up and use hassle free Reviewed on: 14th April 2026
Happy hippo 's avatar
Happy hippo

I feel safer that my transactions go through paypal.

5
I feel safer that my transactions go through paypal. I do not trust banks to fight for me if I get scammed. Which has happened. Someone used my Halifax Credit Card details and Halifax refused to accept it as fraud. Reviewed on: 14th April 2026
Commonperson's avatar
Commonperson

Magnificent!!

5
PayPal has always been helpful if I had any purchase disputes, I also find their credit payment options excellent and with no extra fees! Definitely recommend anyone getting a PayPal account if they haven’t already got one. Also can collect points per purchase and have both a debit and credit card in physical form for everyday purchases and essentials! Thank you Reviewed on: 14th April 2026
Daniela Delfino Correia's avatar
Daniela Delfino Correia

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill