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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

interest for four months plan make life ea...

PayPal no interest for four months plan make life easy for me Reviewed on: 8th June 2026

I have provided all the necessary information to Pay...

I have provided all the necessary information to PayPal about a ticket that was cancelled by the seller and PayPal nearly 20 days later is not giving me any reason why I'm not refunded and the rest of the 2 payments from my PayPal Pay in 3 instalments are not cancelled. Customer support was absolutely unprofessional, deceitful and were trying to say that it is my fault. Absolutely ridiculous. Reviewed on: 8th June 2026

i love paypal it is very reliable for customers

i love paypal it is very reliable for customers Reviewed on: 8th June 2026

Help spread those expensive purchases

Helped split up expensive purchases without costing the earth. Reasonable rated plus windows of opportunity to repay with no fees. Reviewed on: 8th June 2026

Very easy for spreading the cost of life

Very easy for spreading the cost of life Reviewed on: 8th June 2026

Buy without hassle

Easy credit, pay in three helps immensely Reviewed on: 8th June 2026

Been with PayPal for over 15 years

Been with PayPal for over 15 years, quick and reliable service Reviewed on: 8th June 2026

Flexible payment in 4 months with zero interest

Flexible payment in 4 months with zero interest Reviewed on: 8th June 2026

Easy to used and helpful for shopping and sending money

Easy to used and helpful for shopping and sending money Reviewed on: 8th June 2026

Great and convenient

PayPal Credit is a great and easy way to spread the cost of purchases. The application process was simple, and managing payments through PayPal is convenient and straightforward. It offers flexibility when shopping online and helps make larger purchases more affordable. Overall, I have found PayPal Credit to be reliable, user-friendly, and a useful financial tool. Reviewed on: 8th June 2026

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