Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,980 reviews, last reviewed 7th Apr 2026
570800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is very easy, 99% of business accept the service It is very easy, 99% of business accept PayPal as the payment method and you know how much credit you can take before the purchase, and if their is a ... Read more Reviewed on: 7th April 2026
John Thorne's avatar
John Thorne

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (56980)

Top Dog !

5
Easy,fast,secure,application takes minutes recommend to anyone. Reviewed on: 13th June 2022
Ian J's avatar
Ian J

Credit offering like no other

5
PayPal's zero percent interest over 4 months on every basket is simply more than a bargain. The convenience and ease of payment I've enjoyed with this offer is simply amazing. I'm better able to manage my finances devoid of the pressure associated with instant payment as well interest chargeable on credit purchases. Reviewed on: 13th June 2022
Dan's avatar
Dan

Best way to pay for products

5
Using it for years now. Great service everytime I use it Reviewed on: 13th June 2022
Travel Vibes's avatar
Travel Vibes

Great

5
I use paypal pretty much with all my purchases. I like the interest free options and 3 monthly instalments they also offer. It helps spread the cost. Its easy to use and pay off each month. Although I have not used, I like the buyer protection they offer which is easier than using my debit card. Reviewed on: 13th June 2022
Paula 's avatar
Paula

Paypal is trustworthy and a great company

5
I always found myself very well with Paypal and anytime I needed assistance I was able to get an answer within 24 hours. Very happy with the service provided both in product and assistance Reviewed on: 13th June 2022
Riccardo Dei Rossi's avatar
Riccardo Dei Rossi

The best way to pay

5
I'm current user of Paypal Credit and I'm very satified of their service Reviewed on: 13th June 2022
Mihai Zsigmond's avatar
Mihai Zsigmond

Excellent service!

5
Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022
Drake427's avatar
Drake427

Honestly, I never struggle to get in touch with them

5
Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022
Jawad's avatar
Jawad

It's absolutely AWE-SOME!!!!!!

5
What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022
Joni's avatar
Joni

My PayPal

5
Been using PayPal now for a few years and found it easy to use in fact I use it almost every time I check out on line Reviewed on: 13th June 2022
Richard Naisbitt's avatar
Richard Naisbitt

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill