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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,751 reviews, last reviewed 7th Jun 2026
3271300% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeah so I’ve been struggling with money and PayPal c... Yeah so I’ve been struggling with money and PayPal credit has helped that, it allows me to get presents and has a good apr I use it daily Reviewed on: 7th June 2026
Joseph M's avatar
Joseph M

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121751)

Best App ever

5
Customer satisfaction on safe and secured transactions. Reviewed on: 14th April 2026
Olanrewaju's avatar
Olanrewaju

I've been with paypal about 18 years, since then my...

5
I've been with paypal about 18 years, since then my experience only improved and with many new services provided by paypal helped to build buying confidence and pleasure. Reviewed on: 14th April 2026
Emil K's avatar
Emil K

Excellent for cash flow

5
This app and the no interest for four months on major purchases has really helped me to manage my cash flow. The app is easy to use and it’s simple to get information you need. Reviewed on: 14th April 2026
Alison H's avatar
Alison H

Very good on the whole for things and such that are...

5
Very good on the whole for things and such that are bought and sold and money cash things you all Reviewed on: 14th April 2026
Gordon D's avatar
Gordon D

Use of PayPal

5
It’s been great really easy to navigate my way around the app and makes day to day purchases super easy. I would definitely recommend PayPal to anyone that hasn’t already got an account with easier ways to pay makes it an app I’ll constantly use Reviewed on: 14th April 2026
Oliver C's avatar
Oliver C

Easy access, easy to use app, i like the 0% payment...

5
Easy access, easy to use app, i like the 0% payment plans. Reviewed on: 14th April 2026
Pardip's avatar
Pardip

Is very very good.

5
Is very very good. Zero problems. Reviewed on: 14th April 2026
Lukasz P's avatar
Lukasz P

Financial provider I can trust

5
The PayPal app is so easy to navigate, being able to choose debit/credit/pay in 3 is very easy to select. Really competitive rates also Reviewed on: 14th April 2026
Deb M's avatar
Deb M

So safe and easy to used.

5
So safe and easy to used. I'm not good with technology but was so easy to set up Reviewed on: 14th April 2026
Dave Mellor's avatar
Dave Mellor

Absolutely amazing safe and secure i always use for...

5
Absolutely amazing safe and secure i always use for all my purchases also a great credit facility i would highly recommend Reviewed on: 14th April 2026
Patricia C's avatar
Patricia C

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