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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Great app and amazing points!

I love pay pal, I feel safe and secure using it to pay online and the fact I can now use a physical pay pal credit card is amazing. The app is easy to use and they give helpful notifications, I love the face that you can collect points with purchase and have used these to pay for things for my wedding! Reviewed on: 8th June 2026

5 stars for PayPal

Never any problems with transactions, lots of options to make payments, good clear user interface on app Reviewed on: 8th June 2026

Paypal reliability is topnotch

Paypal has really been a good experience in terms of my finance. 4 months of free credit and quite reliable service. Reviewed on: 8th June 2026

Paypal credit has always been a lifesaver when i don...

Paypal credit has always been a lifesaver when i don't have the money to spend on essential items. Especially when there’s zero percentage interest if you payback within the given timeframe. Reviewed on: 8th June 2026

PayPal no1

using pay pal is easy , simply ang helpful Reviewed on: 8th June 2026

Easy to use

Paypal credit is so easy to use and the pay in 3 as well as interest free installments with sellers like Samsung make such a difference Reviewed on: 8th June 2026

Flexible 0% Interest Installments

I am able to pay any purchase above £100 into 4 installments, which is very helpful. Flexible payment without interest is always good for me. Reviewed on: 8th June 2026

A Safe and Convenient Way to Pay Online

I've been using PayPal for years and find it to be one of the easiest and most secure ways to make payments online. It allows you to shop without sharing your bank or card details with every website you use, adding an extra layer of security. PayPal is quick to set up, accepted by millions of retailers worldwide, and makes sending money to friends and family simple. The buyer protection scheme also provides added peace of mind when purchasing items online. Whether you're shopping, selling, or transferring money, PayPal offers a reliable and user-friendly service that takes much of the hassle out of online payments. Reviewed on: 8th June 2026

Paypal is the exception for genuine relationship eit...

Paypal is the exception for genuine relationship eith their customers by being proffessional and thorough at the same time.Got to the core of issues many times,faultless to the end of solving what seemed the unsolvable Reviewed on: 8th June 2026

Easy to use, cost effective

Easy to use, helped when there was a dispute, cost effective Reviewed on: 8th June 2026

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