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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

PayPal credit every time

Easy, straightforward, customer friendly. Reviewed on: 8th June 2026

best credit Co

0% for 3 or 4 months or even for 12, best finance provider Reviewed on: 8th June 2026

PayPal is my PayPal!

PayPal pay in 3 has allowed me to purchase things I wouldn't otherwise able to afford. It has been a Godsend!! Reviewed on: 8th June 2026

Excellent

Brilliant, makes it easy for one to pay with ease. Not satisfied with purchase due to acceptable reasons, you can get refund back. Reviewed on: 8th June 2026

PayPal is the best app I have used so for internatio...

PayPal is the best app I have used so for international transfers with safety and security Reviewed on: 8th June 2026

Never had an issue so not needed customer service

Never had an issue so not needed customer service Reviewed on: 8th June 2026

It's a great card, albeit virtual, to have to spread...

It's a great card, albeit virtual, to have to spread the cost of payments above £99. Easy to use and the app also tells you which purchases are eligible. My only grip is when making a payment to pay back the card, it can take an age to show up on the app. Reviewed on: 8th June 2026

Always reliable

I’ve been a customer for years and would highly recommend as t safe and I trust paypal it’s a safety net for all transactions and have peace of mind whilst going thru PayPal Reviewed on: 8th June 2026

Never had any issues with payments or declined payme...

Never had any issues with payments or declined payments. Reviewed on: 8th June 2026

Easy and quick way to build your credit score

Easy and quick way to build your credit score Reviewed on: 8th June 2026

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