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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,601 reviews, last reviewed 7th Jun 2026
3264500% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal app is straight forward It’s easy to use and track via the app. Reviewed on: 7th June 2026
Lee A's avatar
Lee A

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121601)

PayPal app

3
PayPal is been helpful account but they still have to improve more interms of the application. Reviewed on: 14th April 2026
Hesam Namdar's avatar
Hesam Namdar

Everything flows as you expect it to

5
Everything flows as you expect it to Reviewed on: 14th April 2026
Colin W's avatar
Colin W

Very Quick refund

5
Recently used my PayPal credit to pay for £650.00 of tickets through ticket master for a concert that was then cancelled’ PayPal sorted this out within a week and refunded me ‘ fabulous customer service and support. Reviewed on: 14th April 2026
James Silvestro's avatar
James Silvestro

Paypal is easy to use, easy to understand and is rel...

5
Paypal is easy to use, easy to understand and is reliable and trustworthy, i use paypal for almost everything Reviewed on: 14th April 2026
Raymond l's avatar
Raymond l

Great service

5
There always there to help in a dispute ,plus there payment service is organised Reviewed on: 14th April 2026
Michael Spain's avatar
Michael Spain

PayPal got my back when I need them the most

5
I always use PayPal because they have my back when I have problems with items that I buy if any turn up. Plus they also track my items to let me k kW when there sent as well Reviewed on: 14th April 2026
Dean c's avatar
Dean c

Fantastic!

5
Easy to use. Gauranteed refunds. Credit makes payments so much easier on me. Would advise people to use this service. Reviewed on: 14th April 2026
Jeanie P's avatar
Jeanie P

Seamless, Secure, and Reliable Payments Every Time

5
PayPal has consistently made managing my finances simple and stress-free. The platform is easy to use, whether I’m sending money, making online purchases, or tracking transactions. I especially appreciate the speed of transfers and the added layer of security, which gives me confidence when paying online. Their customer protection policies are reassuring, and the convenience of linking multiple accounts in one place is a huge plus. Overall, PayPal is a reliable and efficient service that I can always count on for smooth transactions. Reviewed on: 14th April 2026
Chidozie 's avatar
Chidozie

I always have good experience with Paypal,always goo...

5
I always have good experience with Paypal,always good ,perfect Reviewed on: 14th April 2026
Maria L's avatar
Maria L

Customer service is SHOCKING

2
I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, i did this and didn't get my points. Customer service were so lacking that they couldn't stop raising cased against my credit card, then closing them saying everything is fine.. OF COURSE IT IS, MY DEBIT CARD HAS THE ISSUE!! this happened 6 times over 4 weeks and i ended up just closing my credit card account, the issue still isn't resolved though.. it's been 7 weeks now. Reviewed on: 14th April 2026
RN's avatar
RN

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