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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

PayPal has never been a disappointment since I have...

PayPal has never been a disappointment since I have been their customer for over 5 years. With their pay in three or four and PayPal credit card has been a safe guard for me. They charge low fees on their credit cards and no fees on pay into three. They are the best when it comes to customer service. I give them 10/10 honestly Reviewed on: 8th June 2026

Great PayPal credit; interface could be improved.

I have used PayPal credit three times. One time having two credits overlapped. It just great to have the freedom to pay either the minimum or above according to affordability, but all before the agreed period in order not to incur interests. Five stars for this. The only bit that I found difficult to understand is the way the balance is handled. If two or more credits are used the balance is combined and it is not clear how much to pay for each credit. I had to keep my own records not to miss the deadline. Reviewed on: 8th June 2026

I find PayPal efficient and the pay in 3 option is g...

I find PayPal efficient and the pay in 3 option is great Reviewed on: 8th June 2026

Great service! Second to none.

Great service! Easy to use. Convenient. Reviewed on: 8th June 2026

PayPal lover

Best so far I am happy been used last couple of years Reviewed on: 8th June 2026

fantastic service

i have used paypal credit for decades and love the flexibility to repay my balance at manageable amounts Reviewed on: 8th June 2026

PayPal is super easy!

PayPal is super easy to use and I’ve never had payment issues with it. Reviewed on: 8th June 2026

Im very happy with rates everything it’s clear

Im very happy with rates everything it’s clear Reviewed on: 8th June 2026

Great costumer focus and regular updates on products

Great costumer focus and regular updates on products Reviewed on: 8th June 2026

15 years with PayPal

I’m using PayPal for lest 15 years. Never had an issue with it. PayPal transactions are secure and reliable. Reviewed on: 8th June 2026

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