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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,552 reviews, last reviewed 7th Jun 2026
3262300% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service to have. Great service to have. I find paypal really useful when ordering via multiple retailers. The interest isn’t high either. Reviewed on: 7th June 2026
Rebecca's avatar
Rebecca

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121552)

.so convenient and good rates

5
Havee used paypal for years and now with paypal credit all my transactions are in one place and is useful for coming to end of month before payday Reviewed on: 14th April 2026
Catherine T's avatar
Catherine T

Paypal perfect

5
I had to phone for advice and was shown how customer service should be done, well done Reviewed on: 14th April 2026
Dean W's avatar
Dean W

Very good and low interest rate easy to use

5
Very good and low interest rate easy to use Reviewed on: 14th April 2026
Irfan Fahad's avatar
Irfan Fahad

I really like the way I get logged into my account a...

5
I really like the way I get logged into my account and can accept for transactions Reviewed on: 14th April 2026
Manish's avatar
Manish

I have found PayPal very easy to use

5
I have found PayPal very easy to use and I am grateful most retailers allow you to use PayPal when shopping. I’ve had a very positive experience from being approved for credit to making my first purchase with Apple. I do not have anything bad to say about PayPal. Reviewed on: 14th April 2026
Jessica T's avatar
Jessica T

Have used for many years at all levels.

5
Have used for many years at all levels. Reviewed on: 14th April 2026
Eric Mc Nulty's avatar
Eric Mc Nulty

Paypal review

5
Very good, useful and reliable service and very safe always recommend to friends and family to use. Transferring money back and forwards is a breeze and any problems are resolved, very quick, which is very rare Reviewed on: 14th April 2026
Ashopper's avatar
Ashopper

My experience with PayPal has been seamless.

5
My experience with PayPal hs been seamless. The app is very easy to use and navigate. Help is readily available when needed.Overall, it has helped with flexible payment plan options with ample time to service my credit. I am never under pressure because payback period is great. Reviewed on: 14th April 2026
Joy B's avatar
Joy B

User friendly, and good levels of protection...

5
Very user friendly, and very good levels of protection against the scams and issues of the modern world. Reviewed on: 14th April 2026
Samuel H's avatar
Samuel H

Good services

4
Good in what it’s used for, allows for financial planning Reviewed on: 14th April 2026
Hei's avatar
Hei

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