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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56898 reviews)

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4.91

Based on 56,898 reviews, last reviewed 7th Apr 2026

563300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very essy to use and available at a fingers tip Very essy to use and available at a fingers tip Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56898)

Great for those big purchases you need now!

PayPal is great and helps me with those bigger purchases I need. They offer a variety of payment options that are clear and easy to understand. Reviewed on: 13th June 2022

Great service

Clear product, great customer service Reviewed on: 13th June 2022

Hassle free, seamless experience

I jumped on with PayPal credit early on and it’s been brilliant. When I applied m, it took less then a day for them to accept me and for my account to be ready. Since then I make the majority of my online purchases with PayPal credit as I find their already in place interface easy to use. Reviewed on: 13th June 2022

Good alternative to card

Well paypal credit is good alternative compare to credit card as interest rate is low and also you get plenty option to choose from. Reviewed on: 13th June 2022

Excellent service and great support.

My experience was excellent just simply because of an outstanding customer support and freedom of managing your payments and feeling confident throughout the process. Thank you! Reviewed on: 13th June 2022

Perfect for those online purchases

Works perfectly for me when I make purchases over £99 and can use the 0% offer. Makes it a bit easier during these times to spread payments and not worry about interest popping up Reviewed on: 13th June 2022

Love PayPal

Great customer service, I feel I'm being looked after, everything is clear and easy to understand. I love using PayPal for small and bigger shopping. Super convenient! Reviewed on: 13th June 2022

Excellent

I bought a lot stuff with PayPal Credit. There are a lot of flexible options for repayments at the zero interest rate. I have used it multiple times and will keep using it. Reviewed on: 13th June 2022

Easily the best credit provider

Easy to use, communication excellent and updates frequent. Reviewed on: 13th June 2022

Easy and flexible

Do a lot of my shopping with PayPal Credit. I have the flexibility if I don't want to pay it all back in one go. Makes checking out fast and simple Reviewed on: 13th June 2022

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