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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

When I've needed it

I've always been able to use it when I've needed it Reviewed on: 8th June 2026

Using PayPal Credit

I’ve always found PayPal Credit straightforward and reliable, with a simple application process and flexible repayment options that have worked well for me. Reviewed on: 8th June 2026

Get payback option over four months interest free an...

Get payback option over four months interest free and always have responded any disputes or claims. Reviewed on: 8th June 2026

Easy to use.

Easy to use.. most people use it. Quick to transfer money. Reviewed on: 8th June 2026

Excellent service.

Excellent service. There is points earned every purchase Reviewed on: 8th June 2026

Love PayPal, trustworthy, very easy to use.

Love PayPal, trustworthy, very easy to use. Helps when you have poor credit. Can use it for almost everything jow Reviewed on: 8th June 2026

It's convenient and easy to set up

It's convenient and easy to set up Reviewed on: 8th June 2026

PayPal Credit is fantastic.

PayPal Credit is fantastic. I couldn't find a better deal from any other lender, especially with the 4 months of interest free credit. I use it a lot because it gives me extra flexibility and makes it easier to manage my purchases and use credit more effectively. Reviewed on: 8th June 2026

It’s widely accepted and no need to grab card details.

It’s widely accepted and no need to grab card details. Reviewed on: 8th June 2026

Easy to use

Easy to use, competitive interest rates and customer service is helpful when needed Reviewed on: 8th June 2026

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