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PayPal: PayPal Credit reviews

4.74
Based on 121,507 reviews, last reviewed 7th Jun 2026
3260250% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They're always on hand to help, and I feel safe and... They're always on hand to help, and I feel safe and secure using PayPal for paying on line. Reviewed on: 7th June 2026
Kevlar's avatar
Kevlar

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121507)

I have used paypal quite a few times the pay in 3 is...

5
I have used paypal quite a few times the pay in 3 is great for when you havent got full payment, never had a problem. Reviewed on: 14th April 2026

Always works useful payment options

5
Always works useful payment options Reviewed on: 14th April 2026

Whenever I've an issue, customer service is always r...

5
Whenever I've an issue, customer service is always ready to go all length in helping me solve my problem especially when I don't have proper computer skills Reviewed on: 14th April 2026

Perfect credit card for using in aboard

5
Perfect credit card for using in aboard and hassle free for payment. Reviewed on: 14th April 2026

A fantastic service! Simple to use

5
Iv had no issues and I have found the service very simple and easy to use. Reviewed on: 14th April 2026

Great value and offers that already help towards get...

5
Great value and offers that already help towards getting the best deals for purchases i have made. Easy to understand and the app let's you see very easy what your money is doing and paying off credit. Reviewed on: 14th April 2026

My preferred way to pay.

5
My preferred way to pay. My go to for payment online Reviewed on: 14th April 2026

All round easy to use and the new points is a great...

5
All round easy to use and the new points is a great addition Reviewed on: 14th April 2026

Easy to make payments

5
I haven't had to call customer service but the experience I have had with PayPal has been good. They can schedule repeat orders and online transactions easily. Reviewed on: 14th April 2026

Fast, easy, and incredibly convenient.

5
I’ve been using PayPal Credit for a while now, and it’s been a game-changer for my online shopping. The checkout process is seamless, and I love having the option to spread out payments on larger purchases. It’s reliable and integrates perfectly with the sites I already use. Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review