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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121454 reviews)

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4.74

Based on 121,454 reviews, last reviewed 7th Jun 2026

3257850% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Brilliant 5 Stars Always so easy to use, so secure and I feel so safe using PayPal. Reviewed on: 7th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121454)

PayPal credit has been a life saver for me.

PayPal credit has been a life saver for me. I would be in debt with my bills as everything keeps going up. Reviewed on: 14th April 2026

Doing great and easy to apply

Interest-free offers for 4 months. Very convenient online payment and flexible repayment. Reviewed on: 14th April 2026

Great when something exspensive breaks and you use t...

Great when something exspensive breaks and you use this to cover a new one Reviewed on: 14th April 2026

Good one Have a supportive in many transactions

Good one Have a supportive in many transactions Reviewed on: 14th April 2026

It’s quick and easy to use not much hassle using...

It’s quick and easy to use not much hassle using it Reviewed on: 14th April 2026

Very clear and easy to use.

Very clear and easy to use. Any issues are quickly resolved by helpful staff Reviewed on: 14th April 2026

I always use Paypal for paying for things i need, i...

I always use Paypal for paying for things i need, i recently paid with Paypal for a ps5 game for my son's birthday which didn't turn up. Had to wait about 10 days incase it had been delayed with the post but money was refunded.. thanks Paypal. Reviewed on: 14th April 2026

Fantastic service,reliable and professional

Fantastic service,reliable and professional Reviewed on: 14th April 2026

No issues easy to use.

No issues easy to use. Fast customer service. Reviewed on: 14th April 2026

Paypal is good and excellent service as well

with PayPal in UK i would say more than 8 years, some ups and downs but still stands still. Love it thank you. Reviewed on: 14th April 2026

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