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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Paypal is helpful as offers credit and pay in three.

5
Paypal is helpful as offers credit and pay in three. Reviewed on: 8th June 2026

Always great support and easy to use feel safer usin...

5
Always great support and easy to use feel safer using PayPal than any other payment method Reviewed on: 8th June 2026

Amazing experience

5
Great carf with amazing flexibility Reviewed on: 8th June 2026

Great way to buy things and spread the cost

5
Great way to buy things and spread the cost Reviewed on: 8th June 2026

Occasionally use Paypal Credit for one of purchases...

5
Occasionally use Paypal Credit for one of purchases at no interest charges. It easy easy to use and its flexibility means i can quickly and affordably pay things off over several months which makes things a lot easier. I have never had an issues at all with the service. Reviewed on: 8th June 2026

So simple to transact with PayPal

5
So simple to transact with PayPal Reviewed on: 8th June 2026

Great credit card with easy account management, usef...

5
Great credit card with easy account management, useful rewards and seamless PayPal integration. I've had a positive experience and would recommend it. Reviewed on: 8th June 2026

Good experience but had one incident where i paid fo...

4
Good experience but had one incident where i paid for a hotel and didn't get bed and breakfast as purchased. Was told we'd get a refund and tried to get Paypal to support with the refund of breakfast but no support with this. Reviewed on: 8th June 2026

Been using PayPal for years, awesome experiences

5
Been using PayPal for years, awesome experiences Reviewed on: 8th June 2026

Have used PayPal since it started and it’s a fantast...

5
Have used PayPal since it started and it’s a fantastic service Reviewed on: 8th June 2026

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