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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Very good day to get pay pal cards

4
Very good day to get pay pal cards Reviewed on: 8th June 2026

Top one!!

5
I always use PayPal credit if I need to buy something more expensive, I pay it off in 3 months with no fees. Never had any problems. Reviewed on: 8th June 2026

Love pay pal for shopping & business

5
Always use pay pal wherever I can! Reviewed on: 8th June 2026

My Husband and I have been using PayPal for years an...

5
My Husband and I have been using PayPal for years and have generally had a positive experience. The platform makes it easy to send and receive money, especially for online purchases and transactions with people in different countries. I appreciate the added security of not having to share my card details with every website I shop on. Reviewed on: 8th June 2026

Always positive and helpful.

5
Always positive and helpful. Great service Reviewed on: 8th June 2026

What can I say just perfect that it

5
What can I say just perfect that it Reviewed on: 8th June 2026

quick and easy

5
quick and easy to use and you now how much credit you have Reviewed on: 8th June 2026

Easy to use explanation very simple and understandab...

5
Easy to use explanation very simple and understandable also customer service response fast and professional. Simple to use it for payment methods and pay in 3 or use credit. Very happy with that and highly recommended Reviewed on: 8th June 2026

Excellent experience with no problems provided you s...

5
Excellent experience with no problems provided you stay within credit limits and make timely repayments. Reviewed on: 8th June 2026

Cashback option was good along with excellent intere...

5
Cashback option was good along with excellent interest free period Reviewed on: 8th June 2026

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