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PayPal: PayPal Credit reviews

4.74
Based on 121,410 reviews, last reviewed 7th Jun 2026
3255700% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free way to spread the cost of payments, whil... Hassle free way to spread the cost of payments, whilst remaining very secure Reviewed on: 7th June 2026
Sab Barnaby's avatar
Sab Barnaby

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (121410)

The repayment is low.

5
The repayment is low. I love the fact that there is now a card and it can be added to your apple wallet The app is easy to navigate and there is also reward for spending. Loving PayPal as a whole Reviewed on: 14th April 2026

Good customer service

5
Customer service always prompt and helpful. Easy way to pay. Reviewed on: 14th April 2026

Good provider, been using for years

5
Good provider, been using for years Reviewed on: 14th April 2026

Excellent would recommend to people

5
Excellent would recommend to people Reviewed on: 14th April 2026

It's seamless and easy to use.

5
It's seamless and easy to use. With updates all the time about any changes and upcoming payments Reviewed on: 14th April 2026

Great credit facility

5
Customer service is always helpful, app works well Reviewed on: 14th April 2026

Good service , there’s many options to choose

5
Good service , there’s many options to choose Reviewed on: 14th April 2026

Paypal is incredibly useful.

5
Paypal is incredibly useful. You can safely pay online and use a variety of services stress-free. Reviewed on: 14th April 2026

The new way to make payments.

5
Quick and easy to use. Available anytime you need access to make a payment. Always the most secure way to make payments reliving the stress of using your debit card details. Reviewed on: 14th April 2026

Best credit facility.

5
Best credit facility. Low interest rates and pay in 3 is a fantastic option Reviewed on: 14th April 2026

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