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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Top Application

4
All good nothing give feedback on Reviewed on: 8th June 2026

I find using PayPal for my purchases safe and easy t...

5
I find using PayPal for my purchases safe and easy to use. I feel reassured Reviewed on: 8th June 2026

PayPal always there when I need it

5
PayPal always there when I need it Reviewed on: 8th June 2026

Good credit scheme

5
PayPal offers a really stress free way to treat yourself to a few things with the 4 month repayments. Takes the mind off of worrying to afford something. Reviewed on: 8th June 2026

Very happy with PayPal

5
I’ve been using PayPal for a while now and I’m very happy with their service. It’s quick, easy to use, and makes online payments feel safe and secure. I’ve had a very good experience overall and would definitely recommend it. Reviewed on: 8th June 2026

So grateful

5
PayPal credit helped me out in a desperate situation and I’m so grateful for that. The payments are easy and manageable. Reviewed on: 8th June 2026

I have used PayPal for years and they’ve always been...

5
I have used PayPal for years and they’ve always been great. Constantly improving and updating their process to move with the times and stay up to date. Reviewed on: 8th June 2026

Four months interest free creditover £...

5
Four months interest free credit on purchases over £99 beats a credit card! Reviewed on: 8th June 2026

Always had a good experience customer service is alw...

5
Always had a good experience customer service is always helpful Reviewed on: 8th June 2026

Good just good really not much more to say

4
Good just good really not much more to say Reviewed on: 8th June 2026

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