Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,339 reviews, last reviewed 7th Jun 2026
3252550% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy and quick . So easy and quick . Questions answered straight away and always resolved . Reviewed on: 7th June 2026
Sharron Swaby's avatar
Sharron Swaby

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (121339)

Great support when needed IE dispute about a product...

5
Great support when needed IE dispute about a product not sent helped get refund Reviewed on: 14th April 2026
Mick H's avatar
Mick H

Excellent paypal debit card and credit card feature

5
Excellent paypal debit card and credit card feature Reviewed on: 14th April 2026
Hashim Sana's avatar
Hashim Sana

Paying with PayPal has been flawless I cannot review...

5
Paying with PayPal has been flawless I cannot review customer service because I’ve never needed it. Simply works good rates and value for money. It is the easiest banking/credit app and experience I have ever used. Reviewed on: 14th April 2026
Sheldon H's avatar
Sheldon H

New Benefits of the PayPal Credit Card.

5
Just started using the PayPal credit card out in the shops. This is so convenient then just using PayPal online. You also earn extra bonus points with every transaction. Reviewed on: 14th April 2026
Jules's avatar
Jules

Great service, always there when i need.

5
Great service, always there when i need. Reviewed on: 14th April 2026
Dragos Ion's avatar
Dragos Ion

Very easy to use and true transparency.

5
Very easy to use and true transparency. Reviewed on: 14th April 2026
Franck's avatar
Franck

I like the 4-month interest free purchase option!

4
I like the 4-month interest free purchase option! Reviewed on: 14th April 2026
KP's avatar
KP

Good , but can be a little bit more better...

5
Good , but can be a little bit more better Reviewed on: 14th April 2026
Irene Moura's avatar
Irene Moura

Easy to use

5
I’ve had no issues, and found it useful and easy to use! Reviewed on: 14th April 2026
John B's avatar
John B

Very easy to use and safe secure

5
Very easy to use and safe secure Reviewed on: 14th April 2026
jagvinder s's avatar
jagvinder s

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill