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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Sending money or receiving or purchasing items with...

Sending money or receiving or purchasing items with so many options - to be honest, they are the best! Reviewed on: 8th June 2026

Easy to use, Reliable and secure

Easy to use, Reliable and secure Reviewed on: 8th June 2026

Great for paying and very helpful team mu

Great for paying and very helpful team mu Reviewed on: 8th June 2026

Fair & prompt treatment

Fair, prompt treatment particularly with claims on unfair transactions. Reviewed on: 8th June 2026

immediate access to fund.

immediate access to fund. easy and fast respond to increase or decrease credit limit. Reviewed on: 8th June 2026

PayPal credit is super efficient and easy to use.

PayPal credit is super efficient and easy to use. It was also quick to set up! If I remember correctly I could apply and use the same day - which you don’t often get with other suppliers. I can make payments whenever I want, it reminds me to pay off required amounts and direct debit is available which is great Reviewed on: 8th June 2026

PayPal credit is very easy to use and adjust.

PayPal credit is very easy to use and adjust. I did find it a little difficult to navigate help topics but eventually I found what I was after. Reviewed on: 8th June 2026

Very good Experience very smart a

Very good Experience very smart a Reviewed on: 8th June 2026

Easy to use on check out and gives you options in pa...

Easy to use on check out and gives you options in paying back with different apr’s Reviewed on: 8th June 2026

Overall great service

I have never had to deal with costumer services so I can't review it. I like that PayPal are now doing extra where I can earn extra on my usual spending Reviewed on: 8th June 2026

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