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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121332 reviews)

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4.74

Based on 121,332 reviews, last reviewed 7th Jun 2026

3252200% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great no issues with the card or paying but the app... Great no issues with the card or paying but the app seems to delay repayments and not show them very well Reviewed on: 7th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121332)

Absolutely brilliant paypal helped me in so many way...

Absolutely brilliant paypal helped me in so many ways brilliant Reviewed on: 14th April 2026

Always at the ready to serve.

Always at the ready to serve. I have always found them available to help Reviewed on: 14th April 2026

Very relatable and very easy to understand as they e...

Very relatable and very easy to understand as they explain everything in detail but at the same time make it extremely easy to understand. Very easy to make payments as they make it simple and straightforward. Reviewed on: 14th April 2026

Great experience...

My experience has been great, and my expectations have been exceeded Reviewed on: 14th April 2026

PayPal credit with 0% apr promotion

Using PayPa credit nearly on all online purchases and with 0% apr promotion up to few moths it allow me to pay it off with no hassle Reviewed on: 14th April 2026

Very straightforward.

Very straightforward. Staff very helpful Reviewed on: 14th April 2026

An absolute pleasure to deal with have made everythi...

An absolute pleasure to deal with have made everything so easy and uncomplicated 10/10 to paypal Reviewed on: 14th April 2026

Love Paypal!

Love Paypal! bot website and app are customer friendly, Paypal works well when you need to open any dispute, 0% purchases are always quite handy Reviewed on: 14th April 2026

PayPal Has Helped Greatly

PayPal has been great over the years, especially PayPal credit. Knowing I can spread the cost on more expensive items is wonderful and very helpful. Reviewed on: 14th April 2026

Friendly staff ,easy to navigate app

Friendly staff ,easy to navigate app Reviewed on: 14th April 2026

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