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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

It is always convenient to make a purchase and arran...

It is always convenient to make a purchase and arrange for installment payments. Reviewed on: 8th June 2026

A good credit card offering rewards

A good credit card, with a comprehensive app, and offers a long period before interest is applied. Plus a reward points system on spending, however I'm still waiting for a 500 points reward which I thought I qualified for? Reviewed on: 8th June 2026

As a small business owner paypal has helped me build...

As a small business owner paypal has helped me build my business Reviewed on: 8th June 2026

Always there

Always there to help item I ordered didn’t arrive I contacted pay pal and the sorted it and had a refund Reviewed on: 8th June 2026

They provide many options for payments that work for...

They provide many options for payments that work for you making it easy and manageable Reviewed on: 8th June 2026

It was fine I guess, nothing brilliant though

It was fine I guess, nothing brilliant though Reviewed on: 8th June 2026

So amazing

So amazing. Super helpful when I’m in need Reviewed on: 8th June 2026

Pay Later, %0 interest Rate for instalments are amaz...

Pay Later, %0 interest Rate for instalments are amazing. Reviewed on: 8th June 2026

The best

PayPal credit is fantastic and the 0% finance option for 4 months is great Reviewed on: 8th June 2026

Paypal credit allowed me to pay for a bike to then g...

Paypal credit allowed me to pay for a bike to then get to work. Without it I would have been completely stuck. Im extremely grateful for this service. Setting up was very easy and repayments with minimal to no interest are ideal. Reviewed on: 8th June 2026

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