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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Great service.

5
Great service. Highly recommend. Reviewed on: 8th June 2026

Great convenient and easy to use.

5
Great convenient and easy to use. Particularly with the pay in 3 for the more expensive purchases Reviewed on: 8th June 2026

I sometimes struggle with delays in payments registe...

3
I sometimes struggle with delays in payments registerigg NG Reviewed on: 8th June 2026

Great experience over the years

5
I have used PayPal Credit for many years now. The application process was easy and it’s provided me access to the things that are important to me and my family. With 4 months interest free, it all becomes possible. Reviewed on: 8th June 2026

Always received excellent customer service when I ha...

5
Always received excellent customer service when I have had an issue Reviewed on: 8th June 2026

Love PayPal credit always use it to spread payments...

5
Love PayPal credit always use it to spread payments interest free. Now has the bonus of PayPal+ Reviewed on: 8th June 2026

I'm very happy PayPal

5
I use PayPal very often , I'm very happy with it and I feel protected with my shoppings. Reviewed on: 8th June 2026

PayPal is an amazing app, its allows me to keep my t...

5
PayPal is an amazing app, its allows me to keep my transaction safe and far away from online fraud Reviewed on: 8th June 2026

I have always had a positive experience with PayPal.

5
I have always had a positive experience with PayPal. They are quick, easy and efficient. Would highly recommend. Reviewed on: 8th June 2026

Good choice for payments

5
Very good way of spreading the cost of purchases Reviewed on: 8th June 2026

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