Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,321 reviews, last reviewed 7th Jun 2026
3251750% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its services and its commendable Its services and its commendable Reviewed on: 7th June 2026
GP's avatar
GP

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (121321)

Thanks so much.

5
Thanks so much. PayPal very good company. I Like Reviewed on: 14th April 2026
Nijat's avatar
Nijat

Wonderfull and easy app to use .

5
Wonderfull and easy app to use .Manage the credit easily Reviewed on: 14th April 2026
Anoop j's avatar
Anoop j

I’ve been using PayPal for over 8 years, it’s become...

5
I’ve been using PayPal for over 8 years, it’s become a daily part of my life. Reviewed on: 14th April 2026
Jason McLaughlin's avatar
Jason McLaughlin

Simple and easy to use.

5
Simple and easy to use. Contacting customer support was seamless and sorted my query right away. Reviewed on: 14th April 2026
Martha D's avatar
Martha D

Its very good and easy to use and very good for spen...

5
Its very good and easy to use and very good for spending for shop including cloths and airline tickets Reviewed on: 14th April 2026
Hammad's avatar
Hammad

All has been well.

5
All has been well. No major complaints. It took me a while to understand how credit cards work but I’m glad I’ve been able to get the hang of it. Reviewed on: 14th April 2026
Opeyemi G's avatar
Opeyemi G

The app.

5
The app. And all experience I have had with PayPal have been amazing, particularly when having issues with goods. PayPal have been very accommodating and helpful in getting issues sorted out. Reviewed on: 14th April 2026
Peter Lawson's avatar
Peter Lawson

Very recommendable it’s easy to use

5
Very recommendable it’s easy to use Reviewed on: 14th April 2026
Rey N's avatar
Rey N

it is very helpful in times waiting in between paych...

5
it is very helpful in times waiting in between paychecks Reviewed on: 14th April 2026
sai's avatar
sai

PayPal credit has been very helpful

5
PayPal credit has been very helpful Reviewed on: 14th April 2026
Mohammed E's avatar
Mohammed E

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill