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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,308 reviews, last reviewed 7th Jun 2026
3251200% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very satisfied great service can’t complain would hi... Very satisfied great service can’t complain would highly recommend Reviewed on: 7th June 2026
Jack Lincoln's avatar
Jack Lincoln

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121308)

Great finance options available

5
Great finance options available which work for my personal circumstances and alongside my financial commitments Reviewed on: 14th April 2026
Fiona R's avatar
Fiona R

Absolute credibility and reliability

5
Absolute credibility and reliability Reviewed on: 14th April 2026
Mircea B's avatar
Mircea B

Pay pal excellence

5
Great service on all areas of payment highly recommend Reviewed on: 14th April 2026
Vega O's avatar
Vega O

Paypal credit is convenient and easy to use.

5
Paypal credit is convenient and easy to use. Often with credit spreading options from 0% on larger purchases. And now with a physical card that can be used in any store - a great option for spending! Reviewed on: 14th April 2026
sydf's avatar
sydf

It was amazing no network provide this much flexibility

5
It was amazing no network provide this much flexibility Reviewed on: 14th April 2026
Usama A's avatar
Usama A

Very good experience PayPal is a very good app.

5
Very good experience PayPal is a very good app. All of PayPal’s functions are excellent, and the thing I like the most is PayPal Credit. I feel very happy using it. Whenever I have an emergency, I use it.” Reviewed on: 14th April 2026
Hifza S's avatar
Hifza S

I' ve been using Paypal for 5 years now, and happy w...

5
I' ve been using Paypal for 5 years now, and happy with their service so far! Reviewed on: 14th April 2026
Mihaela 's avatar
Mihaela

Flexible payments.

5
Smooth transactions, flexible payments. Reviewed on: 14th April 2026
S U's avatar
S U

Fully protected, feel supported and you know you are...

5
Fully protected, feel supported and you know you are in safe hands. Reviewed on: 14th April 2026
James's avatar
James

Never been let down nor dismissed with any enquiries...

5
Never been let down nor dismissed with any enquiries or services that have been of an interest. Top notch speedy service throughout my 10 years with PayPal Reviewed on: 14th April 2026
James T's avatar
James T

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