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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Great PayPal app, easy to use, great credit/debit card.

5
Great PayPal app, easy to use, great credit/debit card. Good points system Reviewed on: 8th June 2026

PayPal help me lot.

5
PayPal help me lot. Verygood Sarvish I recommend everyone to use PayPal Reviewed on: 8th June 2026

I enjoy the ease of use with Paypal and having the a...

5
I enjoy the ease of use with Paypal and having the ability to mange my money in different ways. Pay in 3 and the 4 month 0% option for payments over £100 are excellent. Reviewed on: 8th June 2026

Easy to use and great customer experience, I would r...

5
Easy to use and great customer experience, I would recommend Reviewed on: 8th June 2026

VERY RELIABLE

5
Has never failed me when other similar companies have, would recommend! Reviewed on: 8th June 2026

Faultless.

5
Faultless. Straight forward to apply and use. Reviewed on: 8th June 2026

Used PayPal many times

5
I've used PayPal numerous times for large purchases paying over three months it keeps my money in my savings longer Reviewed on: 8th June 2026

Can't fault PayPal.

5
Can't fault PayPal. Any transaction is always simple and smooth. Reviewed on: 8th June 2026

Most reliable way to pay

5
If i am not sure of seller credibility , i know the best choice to pay is paypal because it is impossible to get scammed if paid by paypal. Reviewed on: 8th June 2026

Easy to obtain with clear information on interest an...

5
Easy to obtain with clear information on interest and repayment terms Reviewed on: 8th June 2026

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