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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121282 reviews)

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4.74

Based on 121,282 reviews, last reviewed 6th Jun 2026

3250000% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Oh my god Fast and efficient service should have been replaced by helping bad credit customer's not reject them Reviewed on: 6th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121282)

Have used pay in 3 and pay pal credit and it’s so si...

Have used pay in 3 and pay pal credit and it’s so simple and easy to manage Reviewed on: 14th April 2026

I asked for a refund on a automatic payment that was...

I asked for a refund on a automatic payment that was taking money from my account. PP were amazing, organised the refund. Everything happened quickly and I have total peace of mind Reviewed on: 14th April 2026

It’s been really simple and flexible to use.

It’s been really simple and flexible to use. I’m really enjoying the adaptability and being able to practice financial responsibility. Reviewed on: 14th April 2026

Amazing Pay Pal

I have been using paypal for years now and have never had a problem with it. Reviewed on: 14th April 2026

The best way to pay.

Easy to use every day the best way to pay for everything. Reviewed on: 14th April 2026

Happy customer

Very good I am happy with this service.gives me updates on what I have left to pay and options to pay more if I wish. Friendly . I can look how I’m doing on my PayPal app thank you team .for the opportunity using PayPal and being supportive when required. Reviewed on: 14th April 2026

Dispute resolution process is very simple and prompt.

Dispute resolution process is very simple and prompt. Reviewed on: 14th April 2026

I love paypal credit but I’d suggest

I like PayPal credit but wish it was consistent for merchants. Sometimes, it allows payments to go through, sometimes it doesn’t. It’s quite stressful if you’re banking on it to work when you really need it to and it doesn’t. Reviewed on: 14th April 2026

I love PayPal credit card services I didn't gave 5 s...

I love PayPal credit card services I didn't gave 5 stars because they don't offer a embossed phisycal card Reviewed on: 14th April 2026

PayPal has been my online payment portal as it is th...

PayPal has been my online payment portal as it is the most safest way to pay and if goods has not been delivered they will make sure you get your money back. I have referred a fee friends and family to join, some has already and others are unsure, but they will do so soon. Reviewed on: 14th April 2026

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