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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Flexible

5
Flexible, easy to use, happy with product Reviewed on: 8th June 2026

Love pay pal everything about it.

5
Love pay pal everything about it. I use it to pay for everything Reviewed on: 8th June 2026

Easy to use and good options to purchase.

5
Easy to use and good options to purchase. Simple payments Reviewed on: 8th June 2026

PayPal is my family its from long time like family.

5
PayPal is my family its from long time like family. . There Never call me last 16 year for any reason. It’s great relation. With PayPal . Thank you PayPal ever . Reviewed on: 8th June 2026

Low limit

3
Hi You lowered my credit limit.please increase my limit thanks Reviewed on: 8th June 2026

Good short term credit solution

5
I’ve not used customer service but PayPal Credit works well and easy to use. Reviewed on: 8th June 2026

I don’t like how the updates are working, the credit...

4
I don’t like how the updates are working, the credit is unclear when how much I repaid and many more issues. Reviewed on: 8th June 2026

Easy to use

5
Easy to use and provides added safety for purchases Reviewed on: 8th June 2026

Ever since I started using PayPal credit, my life ha...

5
Ever since I started using PayPal credit, my life has been so much easier, even better when I got the chance to actually get a card. It’s hussle free and efficient. Reviewed on: 8th June 2026

From time to time I use PayPal credit, everything wo...

4
From time to time I use PayPal credit, everything works so well that I didn't have to contact anyone from the customer service office because everything works well. Thank you Reviewed on: 8th June 2026

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