Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,238 reviews, last reviewed 6th Jun 2026
3248000% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my purchases online; I feel... I use PayPal for most of my purchases online; I feel safe without sharing my card details with everybody. And paying in 3 is helpful when is approved. Reviewed on: 6th June 2026
Dani's avatar
Dani

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (121238)

I set a direct debit up .

1
I set a direct debit up . There was money in the account but it kept failing Reviewed on: 14th April 2026
Dennis Harris's avatar
Dennis Harris

I have been using PayPal for years now and I have ne...

5
I have been using PayPal for years now and I have never been disappointed with the service because they perform excellently well. They have supported me in disputes with sellers and makes sure they refund my money. Reviewed on: 14th April 2026
Faosat K's avatar
Faosat K

Very good product

5
Very good product.I recommend for more people Reviewed on: 14th April 2026
Ana G's avatar
Ana G

Excellent

5
Worth it for everything like for paying on eBay Reviewed on: 14th April 2026
Darren 's avatar
Darren

Easy and secure way of paying

5
So easy to use.you can manage everything on the app.eaay and secure at checkout Reviewed on: 14th April 2026
Clair b 's avatar
Clair b

PayPal has always been there for me

5
PayPal has always been there for me Reviewed on: 14th April 2026
Steven L's avatar
Steven L

Very smooth and very reliable every time I use PayPal.

5
Very smooth and very reliable every time I use PayPal. Reviewed on: 14th April 2026
KMH's avatar
KMH

Very easy to transfer money from my account, never e...

5
Very easy to transfer money from my account, never experienced any problems with my PayPal account. Reviewed on: 14th April 2026
Amber 's avatar
Amber

Excellent Quality quality Of Service

5
Excellent quality of service and deliverance Reviewed on: 14th April 2026
Basharat 's avatar
Basharat

Excelent service

5
Really easy to use and very convenient. PayPal Credit gives me flexibility to spread payments without stress, and everything is clear and simple to manage in the app. A reliable option for everyday purchases. Reviewed on: 14th April 2026
Nicusor D's avatar
Nicusor D

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill