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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Really good experience, would definitely recommend

Really good experience, would definitely recommend Reviewed on: 8th June 2026

Easy and straight forward.

The process has been easy from the beginning. The app is also easy to use and clear. There’s a wide variety of things you can use the credit with too! I’ve recommended it to family and friends. Reviewed on: 8th June 2026

Great 0% offers

Often find good deals buying things on credit via Paypal (eg Zero interest deals for Samsung phones on launch days) & Cashbacks Reviewed on: 8th June 2026

Very flexible options without any stress

Very flexible options without any stress Reviewed on: 8th June 2026

They helped me get a new mobile phone, the one I act...

They helped me get a new mobile phone, the one I actually wanted. I didn't think I could afford one and PayPal credit made it come true Reviewed on: 8th June 2026

PayPal has a variety of payment options

PayPal offers a variety of ways to pay from direct from your bank to PayPal credit and pay in 3. Excellent communication and customer service. Everything is explained clearly and effectively. Reviewed on: 8th June 2026

Have been using PayPal credit card for 4 years now.

Have been using PayPal credit card for 4 years now. Love the 0% interest for first 4 months. Recently was offered to have credit limit increased. Very convenient for emergency purchases or other purchases that cannot be covered by monthly salary. The 4 month 0% interest is the main reason I use it. Reviewed on: 8th June 2026

Paypal has got me out of so many financial issues es...

Paypal has got me out of so many financial issues especially with their great customer support and 0% interest promotions, everything is displayed so perfectly and i feel amazing when i use paypal as they give instant emails and reminders. Reviewed on: 8th June 2026

Great service, transparent and user friendly interface.

Great service, transparent and user friendly interface. Reviewed on: 8th June 2026

Shop with ease using paypal

Easy to set up. Easy to shop. Easy to make payment in installlments. Paypals takes all the stress away when shopping Reviewed on: 8th June 2026

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