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PayPal: PayPal Credit reviews

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4.91
Based on 56,968 reviews, last reviewed 7th Apr 2026
569800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good Option Good Option and secure. Easy to use Reviewed on: 7th April 2026
Tra D's avatar
Tra D

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56968)

Flexible credit that works

5
PayPal credit allows me to manage my finances in a flexible manner and has some great offers with partners. Shopping using PayPal credit with the added security and consumer protection is a match made in heaven! Reviewed on: 13th June 2022
Gordon Heaney's avatar
Gordon Heaney

Great service

5
Excellent service as usual, always a pleasure using PayPal services and would reccomend to all. Reviewed on: 13th June 2022
OzOzia's avatar
OzOzia

Simple and effective

5
The application process was entirely painless, the interest free options are varied and useful and the 'vanilla' credit is just like you'll be used to. All in all, a useful and versatile offer that is greatly appreciated. Reviewed on: 13th June 2022
Andrew Stark's avatar
Andrew Stark

Paypal is the best

5
Papal is very convenient to use and I love it.the best 5stir Reviewed on: 13th June 2022
Omolegho Uwagboe's avatar
Omolegho Uwagboe

Safe and reliable

5
I’ve been using PayPal Credit for years now and had no issues whatsoever. I feel safe when shopping cause I know I’ll get my money back if anything where to happen. Rates are fine, statements clear and easy to understand. You know how much you’ve paid and also when and where were transactions made. Highly recommended! Reviewed on: 13th June 2022
Dorota Kala 's avatar
Dorota Kala

1000%reliable

5
It as an amazing experience as no hidden costs and pretty reasonable to use. I've been loving it. And looking forward to ues much more in future Reviewed on: 13th June 2022
Salma's avatar
Salma

App great,ease of use

5
Convenient and safe way to purchase… Reviewed on: 13th June 2022
John hutchings's avatar
John hutchings

The safest online way to shop

5
PayPal has always been my goto preferred payment method when shopping online, and PayPal credit has made it even easier. From spreading payments over a set period to interest-free offers, it really is the best way to shop. Reviewed on: 13th June 2022
Ann-Marie Tuohy's avatar
Ann-Marie Tuohy

Life-saver! Outstanding company with your excellent customer service

5
I’m not sure how much I owe in my life to PayPal credit. It has allowed me to do so many things that I wouldn’t have been able to without it. The 0% interest makes it a financially sensible and affordable option for millions. Reviewed on: 13th June 2022
Anthony Bryer's avatar
Anthony Bryer

Easy to use and understanding

4
I have been using PayPal for many years and I Found it very very easy and understanding i am using it to pay all my online payment it’s much better , highly recommended. Reviewed on: 13th June 2022
Vivian Lemani's avatar
Vivian Lemani

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