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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

I'm really enjoying the new features PayPal has intr...

I'm really enjoying the new features PayPal has introduced, especially the cashback and reward points. I like that you can either redeem the points straight away or save them up over time with PayPal+. It makes using PayPal feel more rewarding and adds extra value to purchases I'd be making anyway. However I do believe their dispute process can be more effective. Reviewed on: 8th June 2026

I use PayPal as my default for purchases

I use PayPal as my default for purchases Reviewed on: 8th June 2026

Great to use.

Easy to use. Simple to apply. Fantastic service. Reviewed on: 8th June 2026

Paypal is very straightforward and very secure metho...

Paypal is very straightforward and very secure method of payment. Reviewed on: 8th June 2026

A good credit card offering rewards

A good credit card, with a comprehensive app, and offers a long period before interest is applied. Plus a reward points system on spending, however I'm still waiting for a 500 points reward which I thought I qualified for? Reviewed on: 8th June 2026

Always so helpful if a problem arises which is a mas...

Always so helpful if a problem arises which is a massive comfort. Reviewed on: 8th June 2026

Serve the purpose

Serve the purpose. Better options Reviewed on: 8th June 2026

10/10 for PayPal Credit

I love having a credit card with PayPal credit, physical and on my wallet. The paying off in 4 months whilst interest free has been a life saver. Highly rate paypal credit Reviewed on: 8th June 2026

Easy to pay with PayPal, safe and protected.

Easy to pay with PayPal, safe and always protected. Repeatable on lots of various sites as a payment option Reviewed on: 8th June 2026

I’ve been a PayPal customer for at least 20 plus yea...

I’ve been a PayPal customer for at least 20 plus years and it’s always my trusted go to. Reviewed on: 8th June 2026

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