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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,192 reviews, last reviewed 6th Jun 2026
3245800% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great, well worth it PayPal credit is very handy for the things you didn’t anticipate for and it is very easy to navigate. Reviewed on: 6th June 2026
Peter C's avatar
Peter C

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121192)

Great flexible payment options, makes purchases easi...

5
Great flexible payment options, makes purchases easier to afford Reviewed on: 14th April 2026
Mo's avatar
Mo

Always easy to used Pay Pal ,I used long time and ve...

5
Always easy to used Pay Pal ,I used long time and very good for me. Reviewed on: 14th April 2026
Artur K's avatar
Artur K

Great service, PayPal is excellent

5
Great service, PayPal is excellent Reviewed on: 14th April 2026
Nicolas Valy Hincu's avatar
Nicolas Valy Hincu

Paypal has been such a big help getting my self empl...

5
Paypal has been such a big help getting my self employment as an artist off the ground.. Highly recommend Reviewed on: 14th April 2026
Sharon OBrien's avatar
Sharon OBrien

Prefer to use it

5
Sometimes we have to make a call to clear the happened issue instead of if any online provider Reviewed on: 14th April 2026
Elahe M's avatar
Elahe M

Happy Paypal User

5
I use PayPal products and the app and have peace of mind when making shopping transactions and flexibility with the payment options. I also use the transfer to send gifts to family and friends and happily recommend this versatile and reliable service. Reviewed on: 14th April 2026
Fiona T's avatar
Fiona T

Love how easy it is to use PayPal.

5
Love how easy it is to use PayPal. Tend to prefer to use sites where PayPal is offered as a means to pay. Makes live so much simpler. Reviewed on: 14th April 2026
Elizabeth T's avatar
Elizabeth T

You always seem to support the vendor & never actual...

4
You always seem to support the vendor & never actually do anything to resolve any concerns on 2 occasions I had to work it out myself which is very annoying, you seem to forget that I am a customer purchasing items & use you for secured payments but my last 2 purchases were very painful using PayPal Reviewed on: 14th April 2026
John T's avatar
John T

PayPal credit helps me manage my finances.

5
PayPal credit helps me manage my finances. Easy balance check, and interest free credit. I can plan for a couple of months. Reviewed on: 14th April 2026
Rachel 's avatar
Rachel

Easy to use and widely accepted.

5
Easy to use and widely accepted. I like the fact it is recognised worldwide Reviewed on: 14th April 2026
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