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PayPal: PayPal Credit reviews

4.74
Based on 121,155 reviews, last reviewed 6th Jun 2026
3244200% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience, recommend to friends Good experience, recommend to friends Reviewed on: 6th June 2026
Daniela C's avatar
Daniela C

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026
Helen's avatar
Helen

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (121155)

Very happy with Paypal, easy to use, pay.

5
Very happy with Paypal, easy to use, pay. Flexible. Reviewed on: 14th April 2026

My experience always go smoothly with paypal

5
My experience always go smoothly with paypal Reviewed on: 14th April 2026

Always been satisfied and always received fast solut...

5
Always been satisfied and always received fast solutions Reviewed on: 14th April 2026

Always have used Pay pal for making payments and nev...

5
Always have used Pay pal for making payments and never had any issues been really great and helpful bought my phones using pay pal Reviewed on: 14th April 2026

Always fast, reliable & on time, always there to sav...

5
Always fast, reliable & on time, always there to save the day. Great with the finance options & spreading cost. Fair & excellent reminders. Great job Reviewed on: 14th April 2026

Always easy to use, very flexible, affordable paymen...

5
Always easy to use, very flexible, affordable payments, app is easy to navigate, when there has been a problem it is dealt with quickly Reviewed on: 14th April 2026

PayPal review

5
I love using PayPal credit I use it daily and it’s so easy to understand and simple with many perks I will 100% recommend this to my family everyone i know. Every time I’ve had a issue it was sorted out very well by PayPal Reviewed on: 14th April 2026

Great Credit

5
everything so easy and great promotions to make you earn rewards, such as points that eventually turn into cash. very happy. thank you PayPal Reviewed on: 14th April 2026

Lovely helps out so much and great to track issues...

5
Lovely helps out so much and great to track issues Reviewed on: 14th April 2026

Always been so easy to use - everything is so user f...

5
Always been so easy to use - everything is so user friendly. Customer experience has always been excellent - they are quick and listen to you. Reviewed on: 14th April 2026

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