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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121105 reviews)

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4.74

Based on 121,105 reviews, last reviewed 6th Jun 2026

3241800% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Such an easy quick secure way to pay Such an easy quick secure way to pay Reviewed on: 6th June 2026

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121105)

Been with PayPal credit for around 8 years now,

Been with PayPal credit for around 8 years now, Credit line Always available, protects your money the way it should be. Very happy with the service. Reviewed on: 14th April 2026

Best of the best

The most service that when you buy something. You are fully protected Reviewed on: 14th April 2026

I've been using PayPal for years and it's great!

I've been using PayPal for years and it's incredibly easy and even when I've had issues in the past the customer service has always been speedy and kind to help rectify the issue. Reviewed on: 14th April 2026

As long as you pay when due and pay before interest...

As long as you pay when due and pay before interest if possible then there isn’t an issue. But also handy if your money doesn’t go to plan . It’s a way to give you a bit more time. Reviewed on: 14th April 2026

Use this app all the time.

Use this app all the time and have never had any issues. Very convenient and can pay over time with no interest as long as you pay off the total by the time specified.Easy to set up direct debits so you don't miss a payment.Highly recommend this method of payment choice. Reviewed on: 14th April 2026

Na, nothing further to add.

Na, nothing further to add. Thanks. That's all Reviewed on: 14th April 2026

Simple and effective

Simple and effective messaging. User friendly. Especially pleased with the ease and reasonable cost of sending money to family abroad compared with other methods previously tried and despaired of. An extra layer of security when making purchases gives extra confidence. Reviewed on: 14th April 2026

Very good, fast and easy and clear to understand

Very good, fast and easy and clear to understand Reviewed on: 14th April 2026

Good and convenient to use with payment

Good and convenient to use with payment Reviewed on: 14th April 2026

Fantastic service and easy to use

Fantastic service and easy to use Reviewed on: 14th April 2026

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