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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,051 reviews, last reviewed 6th Jun 2026
3239400% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal a safe and secure method of paying. I find PayPal a safe and secure method of paying. It easily logs in on any retailer I am using and it is easy to keep track of my account. I also like... Read more Reviewed on: 6th June 2026
Michelle B's avatar
Michelle B

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026
Helen's avatar
Helen
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121051)

Very helpful always trying to resolve problems.

5
Very helpful always trying to resolve problems. Friendly staff no issues Reviewed on: 14th April 2026
Maxi P's avatar
Maxi P

It is the best credit card to use.

5
It is the best credit card to use. Reviewed on: 14th April 2026
Nomakorinte 's avatar
Nomakorinte

Never had a problem with them all ways get...

5
Never had a problem with them all ways get back to me Reviewed on: 14th April 2026
Tony b's avatar
Tony b

I think when you make a payment it should come out i...

5
I think when you make a payment it should come out immediately and not take several days. Also your interest rates are quite high. Reviewed on: 14th April 2026
Selina 's avatar
Selina

Great for spreading purchases over a period of time...

3
Great for spreading purchases over a period of time however slow to update credits Reviewed on: 14th April 2026
Mishmash's avatar
Mishmash

Easy peasy lemon squeezy

5
Easy to use, easy to track, easy to login secure, speedy Reviewed on: 14th April 2026
MrsSLB's avatar
MrsSLB

great experience all round with paypal in every aspect

5
great experience all round with paypal in every aspect Reviewed on: 14th April 2026
belinda c's avatar
belinda c

Great company

5
5 star for sending and receiving payments Reviewed on: 14th April 2026
Josie 's avatar
Josie

I love PayPal!

5
PayPal is my preferred way to pay because it keeps my purchases protected and offers a reasonable repayment period, which makes shopping feel much more manageable Reviewed on: 14th April 2026
Bonniexoxo's avatar
Bonniexoxo

Just having options is fantastic

5
Just having options is fantastic Reviewed on: 14th April 2026
Michael M's avatar
Michael M

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