Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,996 reviews, last reviewed 6th Jun 2026
3236800% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are first class and very helpful and polit... The staff are first class and very helpful and polite and they listen to you Reviewed on: 6th June 2026
Briyen D's avatar
Briyen D

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026
Helen's avatar
Helen
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (120996)

Amazing.

5
Amazing. The customer service will be there when ever you need them Reviewed on: 14th April 2026
Shekooh's avatar
Shekooh

I find PayPal secure and convenient

5
I find PayPal secure and convenient Reviewed on: 14th April 2026
Michelle's avatar
Michelle

Never a problem with PayPal.

5
Never a problem with PayPal. Great communication, text updates on the mobile easy access on the tablet and the phone . The app is user friendly and payments are deducted from my bank with minimal fuss. Palpays pay in 3 is a 5 star plus no hesitation to recommend PayPay to others.. Reviewed on: 14th April 2026
Richard Trevor Tacey's avatar
Richard Trevor Tacey

Ease of use.

5
Ease of use. Quick to checkout and enjoy the bonus of 0% for 4 months to ease the payments. Good having a card if required in a shop for a quick purchase also. No issues. Reviewed on: 14th April 2026
Laura M's avatar
Laura M

Convenient and easy to use

5
Convenient and easy to use and choose how to re-pay Reviewed on: 14th April 2026
CathE's avatar
CathE

Excellent, the process is smooth and easy, always th...

5
Excellent, the process is smooth and easy, always there to help. Reviewed on: 14th April 2026
Jose E's avatar
Jose E

I have used PayPal for a number of years and my expe...

5
I have used PayPal for a number of years and my experience has been excellent any problems have been resolved quickly and efficiently therefore I would recommend PayPal to anyone who wants payment protection Reviewed on: 14th April 2026
Clifford T's avatar
Clifford T

Never had an issue with Paypal Credit

5
Never had an issue with Paypal Credit Reviewed on: 14th April 2026
Holly R's avatar
Holly R

Very happy! Thanks a lot!

4
Good experience! Helpful! I am glad! Reviewed on: 14th April 2026
Elizaveta V's avatar
Elizaveta V

Paypal is secure, efficient and easy to use

5
Paypal keeps me updated on transactions, is secure and if there is a problem with a purchase, they deal with it quickly. Reviewed on: 14th April 2026
Lee H's avatar
Lee H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill