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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120929 reviews)

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4.74

Based on 120,929 reviews, last reviewed 6th Jun 2026

3233650% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Handy to have the 4 months 0% for those slightly exp... Handy to have the 4 months 0% for those slightly expensive purchases but enables you to pay back in a longer period of time and handy that many retail... Read more Reviewed on: 6th June 2026

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120929)

Such a good app.

Such a good app. So easy to use and handy Reviewed on: 14th April 2026

Extremely professional service always

Extremely professional service always Reviewed on: 14th April 2026

Fast Fast and perfect service perfect service

Fast and perfect service I would always recommend to a friend Reviewed on: 14th April 2026

PayPal is so easy to use, I ude it because I feel my...

PayPal is so easy to use, I ude it because I feel my online transactions are safer with the extra digital protection. Reviewed on: 14th April 2026

PayPal, The Everyday Lifesaver

PayPal has been a lifesaver for me on a number of occasions. PayPal pay in 3 got me my Steam Deck when I couldn't afford to pay for it outright, PayPal credit has helped me get numerous purchases and PC upgrades with only 1 caveat, my credit limit has prevented me from using it more often sometimes by on a few GBP which has been a little frustrating. If they increased my limit that would be amazing, but otherwise I've enjoyed my time using PayPal all these years and will continue to use it as long as it's still around. 10/10 Reviewed on: 14th April 2026

Allways there and easier to pay for items than credi...

Allways there and easier to pay for items than credit card Reviewed on: 14th April 2026

Good paypal option to pay in 3 or over a set period...

Good paypal option to pay in 3 or over a set period is so reassuring when banks fail to help their customers based on a nonsensical scoring method that they seem to manipulate to warrant their terms and conditions Reviewed on: 14th April 2026

Will only ever use PayPal for any purchases as it’s...

Will only ever use PayPal for any purchases as it’s most secure way Reviewed on: 14th April 2026

Great service, good options for credit especially th...

Great service, good options for credit especially that they offer 0% on any purchase over £100 for 4 months Reviewed on: 14th April 2026

Fabulous way to purchase online

Paypal it’s great, easy, quickly and reliable way to pay my online purchases. Love it Reviewed on: 14th April 2026

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