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PayPal: PayPal Credit reviews

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4.91
Based on 56,998 reviews, last reviewed 7th Apr 2026
572600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and helps to spread cost over a few months. Easy to use and helps to spread cost over a few months. Reviewed on: 7th April 2026
Johan v's avatar
Johan v

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56998)

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022
Alan Thompson's avatar
Alan Thompson

Never had any issues

5
Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

One clic away from purchasing and give you four months breathing.

5
Using it not so often, but with pleasure. Reviewed on: 13th June 2022
Velichko Radev 's avatar
Velichko Radev

0%

5
Paypal is the best. 0% for 4 months on orders over £99 Reviewed on: 13th June 2022
Tafadzwa Mapamula's avatar
Tafadzwa Mapamula

Thank you!

5
Used it couple of times and absolutely satisfied with, highly recommend it to everyone!!! Thanks PayPal team… Reviewed on: 13th June 2022
IvanVoron's avatar
IvanVoron

PayPal Credit *****

5
PayPal credit is really good product that helps spread payment efficiently! My only complaint is that £200.00 is quite small amount and would appreciate higher credit. Thanks! Reviewed on: 13th June 2022
Peter Kovac's avatar
Peter Kovac

PayPal rocks!

5
With 4 months 0% interest when spending £99+ and integration with my favourite websites, PayPal makes payments simple and affordable. Reviewed on: 13th June 2022
Glyn 's avatar
Glyn

Simply amazing

5
I love everything about PayPal! It offers secure services that is easy and simple to use. Reviewed on: 13th June 2022
Fayaz Rahman's avatar
Fayaz Rahman

Great and easy to use

5
PayPal credit is a very quick, great and easy to use service in which you can use just as quickly as paying normally through PayPal and lets you spread the cost for as long as it suits you Reviewed on: 13th June 2022
Lukey9716's avatar
Lukey9716

Best to use and very transparent billings

5
PayPal credit is best to use with permanent offer for 4 months credit and no charges applied and pay by min. statement due. Reviewed on: 13th June 2022
Vivek Gupta's avatar
Vivek Gupta

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