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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Pay pal offers great options to make payment from pa...

5
Pay pal offers great options to make payment from pay in 3 to pay over 4 months interest free or pay pal credit. Flexibility and choosing PayPal over other lenders is very helpful in times of economic crisis. Reviewed on: 8th June 2026

PayPal is very convenient and straightforward, I lik...

5
PayPal is very convenient and straightforward, I like the fact you can add it to Google wallet and the pay in 3 options Reviewed on: 8th June 2026

Easy to use and very convenient.

5
Easy to use and very convenient. Live that I can use it everywhere and low interest Reviewed on: 8th June 2026

No problems.

5
No problems. PayPal does what it says it will do. and allows me to manage my spending safely. Reviewed on: 8th June 2026

Excellent service. .

5
Very easy to use and comes in handy for making large purchases. Reviewed on: 8th June 2026

I couldn’t live without it especially now days it he...

5
I couldn’t live without it especially now days it helps general people everyday Reviewed on: 8th June 2026

Convenient payment method

5
It is a convenient way to make payments that allows buyers protection. Reviewed on: 8th June 2026

i always use it where i can

5
i have always used it where i can i trust it 100% Reviewed on: 8th June 2026

Convenient as a payment method when making purchases

3
Convenient as a payment method when making purchases Reviewed on: 8th June 2026

Safe, secure & easy to use.

5
Safe, secure & easy to use. The app is simple & has everything in one place Reviewed on: 8th June 2026

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