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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,856 reviews, last reviewed 6th Jun 2026
3230250% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply and easy to use. Simply and easy to use. The options of splitting payments and interest free options are very useful Reviewed on: 6th June 2026
Elliot Wood's avatar
Elliot Wood

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120856)

It’s good but it would be better if interest free du...

4
It’s good but it would be better if interest free duration is longer than 4 months. Reviewed on: 14th April 2026
Shan's avatar
Shan

It's a way of free credit within the parameters that...

5
It's a way of free credit within the parameters that you have agreed to. Reviewed on: 14th April 2026
ERIC R's avatar
ERIC R

Hassle-Free Everyday Transactions

5
PayPal is very easy to use, with a simple and clear interface. Setting up an account and linking payment methods is straightforward, making it a convenient option for everyday transactions. Reviewed on: 14th April 2026
Matthew H's avatar
Matthew H

Paypal daily user review

5
Perfect app easy to use im using it daily even now that we have the chance to use debit cards and credit cards that it uses your straight away from your credit balance easy and good nice keep the good job Reviewed on: 14th April 2026
PaypalDay's avatar
PaypalDay

alvays helpful and there for me.

5
alvays helpful and there for me. Reviewed on: 14th April 2026
Ludovit S's avatar
Ludovit S

What I love most about PayPal is that it's very secu...

5
What I love most about PayPal is that it's very secure and also has a 4-month paylater. No one can steal your money because if anything goes wrong, PayPal helps you get your money back. All of this is great, and PayPal is the most frequently used payment method in my life. Reviewed on: 14th April 2026
SAFI S's avatar
SAFI S

It’s been amazing, the process was seamless and it h...

5
It’s been amazing, the process was seamless and it has been helpful Reviewed on: 14th April 2026
Temitayo A's avatar
Temitayo A

One of the best payment platforms

5
Its a very convenient source to pay for most of the online purchases and selling platforms but unfortunately not all the merchants are in collaboration with PayPal yet. But still its one of the best online platforms for payments. Its loyalty points system and the credit options are fantastic. Reviewed on: 14th April 2026
Amit's avatar
Amit

Easy to use and to track spending and like the benef...

5
Easy to use and to track spending and like the benefits you get with the account Reviewed on: 14th April 2026
Vicky Y's avatar
Vicky Y

PAYPAl CREDIT Number 1 for me

5
Absolutely amazing I love it, I literally use it all the time, it enables me to buy whatever I need whenever I want Reviewed on: 14th April 2026
Neil B's avatar
Neil B

Review PayPal: PayPal Credit now

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