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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Excellent experience with customer service, very pol...

5
Excellent experience with customer service, very polite and professional Reviewed on: 8th June 2026

Not had any problems always get updates when payment...

4
Not had any problems always get updates when payments are due and really easy to track things Reviewed on: 8th June 2026

Great way to spread payments!

5
I really like PayPal Pay in 3 because it makes larger purchases much more manageable by spreading the cost into three interest-free payments. The application process is quick and straightforward, and I can easily keep track of my payments through the PayPal app. It's a convenient, flexible option that helps with budgeting, and I've had a smooth experience using it. Reviewed on: 8th June 2026

Ok. No problems

5
Ok. No problems but no need to use customer services recently. Reviewed on: 8th June 2026

I have had good experience with PayPal and it helped...

5
I have had good experience with PayPal and it helped me through my financial situation like I was able to pay towards my holidays and it was so much easier when it came to my financial situation and it’s so much easier and better to send money and receive money from family and friends Reviewed on: 8th June 2026

Is always reliable and convenient

5
Is always reliable and convenient Reviewed on: 8th June 2026

Fast and reliable means of payment, have used PayPal...

5
Fast and reliable means of payment, have used PayPal for over 5years and have no regrets Reviewed on: 8th June 2026

Paypal credit gives me flexibility when buying expen...

5
Paypal credit gives me flexibility when buying expensive products to pay in more installments and I also like the easy process and trustworthiness of paypal l. Reviewed on: 8th June 2026

Great finance

5
It's been long time I'm using PayPal.. it's great.. Reviewed on: 8th June 2026

Very easy & convenient to use now with the card...

5
Very easy & convenient to use now with the card Reviewed on: 8th June 2026

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