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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57003 reviews)

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4.91

Based on 57,003 reviews, last reviewed 7th Apr 2026

573100% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Swift. Efficient, and Convenient payment method I've been a customer for years, and I continue to be impressed with this company. Their team is dedicated to providing the best service possible. I us... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57003)

Easy access

I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022

Great service all round

Great easy and quick to set up and secure Reviewed on: 13th June 2022

Easy to use

Been using PayPal credit for a couple of years now. Always easy to access and use. Easy to understand Reviewed on: 13th June 2022

One word , excellent !!!!!!

0% interest for 4 months , what more can you want ? Easy to make payments anytime too . Reviewed on: 13th June 2022

No frills

PayPal credit just works and it’s part of the usual PayPal process! No cards or anything else to keep track of. Reviewed on: 13th June 2022

Without a doubt the best for Credit

I previously would never consider splitting my payments as they usually always add interest or have a catch. However with PayPal credit you can apply it to anything where you can pay using PayPal and interest free for 4 months means I can split payments without the stress of depleting all my funds in my account in one go. An example of this is how I used PayPal to buy a bunch of brand new furniture from a major retailer and then make the payments I see fit over the coming months. Thanks PayPal for making my life easier, happy days :) Reviewed on: 13th June 2022

Amazing

It's makes sense as long as you are responsible you can make it worth your while. Reviewed on: 13th June 2022

Quick, convenient, & easy

Every now and then a product comes along that does what it says on the tin. PayPal is a trustworthy name and PayPal credit is very easy to apply for and even easier to use. It makes my life easier in being able to spread the cost of more expensive items over a short period of time. Reviewed on: 13th June 2022

PayPal Review

I've been with PayPal for over 12 months now and never had any problems , I've used my credit account lots of times to buy stuff on 3 months payments or even 4 months to I find it fast and easy and great customer service Reviewed on: 13th June 2022

Best credit provider of all

Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022

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