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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy fuss free credit and the 0% over 4 months is ex...

5
Easy fuss free credit and the 0% over 4 months is excellent Reviewed on: 8th June 2026

The best way to pay

5
I used this for an expensive purchase which for me was a much better way to pay for my product Reviewed on: 8th June 2026

Very well handled finances.

5
Very well handled finances. Helpful assistance. Would recommend PayPal highly. Reviewed on: 8th June 2026

Safe and fast

5
Always safe to use where ever I am Reviewed on: 8th June 2026

PayPal is a safe and secure way to pay for items.

5
PayPal is a safe and secure way to pay for items. Reviewed on: 8th June 2026

great experience

4
my experience with PayPal is great ,its makes easier to pay for my order easily and chipper way .like paying 3 times little bit each month. Reviewed on: 8th June 2026

So easy to use, been a member 15 years and had no is...

5
So easy to use, been a member 15 years and had no issues Reviewed on: 8th June 2026

PayPal Credit_my view

5
A very easy to use process, that offers great value for money if credit is needed for a certain purchase. Reviewed on: 8th June 2026

They have been superb at every turn

5
They have been superb at every turn, solving issues and providing support whenever I needed it. One great customer support person took immense trouble to sort out a PayPal virtual credit card account when the app was having issues and their support was impeccable. Reviewed on: 8th June 2026

Why pay for things any other way!!

5
Been using for years can always trust the transaction and never a worry. Will continue using as it’s great! Plenty of payment options and breakdown/statements always easy to understand! Keep up the effort PayPal. Reviewed on: 8th June 2026

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