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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

It's been easy to use

5
It's been easy to use and clear to what I have to pay back. The only thing is when you try and pay money back its a little challenging. Reviewed on: 8th June 2026

Very friendly and accommodating customer service

5
Very friendly and accommodating customer service Reviewed on: 8th June 2026

PayPal paying for a holiday

5
I was pleased to get PayPal Credit to pay for a holiday, it took a big burden off me enabling me to pay back at a later date and was able to relax on holiday with more money to spare if I needed. That was a great way PayPal helped me Reviewed on: 8th June 2026

Paypay are trustworthy

5
When Paypay is in involved i dont hesitate to purchase anything as Paypay is so trustworthy I will and always trust them with my money... Reviewed on: 8th June 2026

PayPal is easy

5
Makes shopping easier and safer very easy to use Reviewed on: 8th June 2026

Easy to apply online.

5
Very quick and easy to apply online. Credit limit set at a good level. Reviewed on: 8th June 2026

Perfect for a rain day

5
Perfect for a rain day helps to pay in instrument Reviewed on: 8th June 2026

It is simple to use and convenient.

5
It is simple to use and convenient. Reviewed on: 8th June 2026

Excellent experience!

5
Excellent experience! I had few problems with some refunds, but there were solved very quickly by your Customer Support. Thank you so much! Reviewed on: 8th June 2026

Very helpful , easy ways to spread costs

5
Very helpful , easy ways to spread costs Reviewed on: 8th June 2026

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