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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

PayPal Safety

5
I always feel safe using PayPal, They have always been professional. Reviewed on: 8th June 2026
Robert's avatar
Robert

Excellent Value Credit!

5
Have used Paypal Credit and it is good value. Often using the 0% for 3 month credit offers. Easy to nanage payments etc by the app. Excellent service ocerall. Reviewed on: 8th June 2026
Ben Reece's avatar
Ben Reece

Great service.

5
Great service. so easy to use only thing I can say that’s negative is that sometimes it’s hard to get payment to go through on first attempt Reviewed on: 8th June 2026
Alexandra 's avatar
Alexandra

highly recommended

5
I’ve been using PayPal for a long time and have always found it convenient and trustworthy. Transactions are fast, the app is user-friendly, and it’s accepted by many online stores. Highly recommended. Reviewed on: 8th June 2026
Harinder 's avatar
Harinder

No 1 for credit

5
Pay pal credit was so easy to apply for and really helped me when I was in desperate need, I had nowhere to turn to as past bad credit but had pay pal helped and the interest rates are fabulous Reviewed on: 8th June 2026
PAULA F's avatar
PAULA F

The best and safest payment method, nice experience...

5
The best and safest payment method, nice experience with them Reviewed on: 8th June 2026
Valeriu Climov's avatar
Valeriu Climov

PayPal account

5
Always been very reliable and helpful cheers Reviewed on: 8th June 2026
Michael H's avatar
Michael H

Reliable, seamless, trusted, secure.

5
Reliable, seamless, trusted, secure. Reviewed on: 8th June 2026
Thomas S's avatar
Thomas S

Great for bigger purchases!

5
I like that you can spread payments over three or 4 months and set up a direct debit to pay monthly and not miss a payment. I have always made good use of this feature. Reviewed on: 8th June 2026
Mat 's avatar
Mat

Good deals and I’ve found to really useful around bi...

5
Good deals and I’ve found to really useful around birthdays and bigger house furniture purchases Reviewed on: 8th June 2026
Nathalia Tolesano's avatar
Nathalia Tolesano

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