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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Easy interest free payment options

Like easy 3 pre-approved interest free payments or 4 months interest free credit. Easy of use is excellent Reviewed on: 8th June 2026

I can always rely on PayPal as it’s secure and easy...

I can always rely on PayPal as it’s secure and easy to use. And reliable and secure. I am happy with PayPal Reviewed on: 8th June 2026

Use PayPal for Everything

I use PayPal for all kinds of transactions. I also used PayPal credit. It is so easy to use and makes purchases easier. They have introduced lots more features and products since I first started using PayPal about 15 years ago. Reviewed on: 8th June 2026

Can be confusing.

I like the service not sure about how updates work agree payments Reviewed on: 8th June 2026

PayPal is easy to use, feels secure and gives choice

I like the fact I can choose to pay in 3 or buy and pay within 4 months at 0%. Its so easy and feels safe and secure to use. If a company doesn't accept PayPal it can put me off using them. If there have been any issues its been deal with quickly and have reassurance of my money being kept safe Reviewed on: 8th June 2026

Straightforward to use; would value longer term options

Easy to use at payment point, straightforward in terms of accessing statements / setting up direct debits etc via the app. Would value options that are longer term than 4 months. Not always clear to see which debts the repayments go towards (e.g. if you have interest free payments starting at different times). Reviewed on: 8th June 2026

Easy to use, but I’m a bit confused about the new fu...

Easy to use, but I’m a bit confused about the new functions Reviewed on: 8th June 2026

No problems ever, always a trusted payment platform

No problems ever, always a trusted payment platform Reviewed on: 8th June 2026

Not bad for a credit agency.

Not bad for a credit agency. Beats the horrendous apr offered by pretty much any other visa or Mastercard Reviewed on: 8th June 2026

I using PayPal a few years and always Im satisfied...

I using PayPal a few years and always Im satisfied Reviewed on: 8th June 2026

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