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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,164 reviews, last reviewed 5th Jun 2026
3198150% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal service is easy to use and reliable PayPal service is easy to use and reliable Reviewed on: 5th June 2026
Wilma M's avatar
Wilma M

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026
Jwhiting's avatar
Jwhiting
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120164)

PayPal is super easy to use.

5
PayPal is super easy to use. Easy to apply and offers great deals on purchases. Reviewed on: 14th April 2026
Leonie Hodgson's avatar
Leonie Hodgson

Have used PayPal for years and a great way to split...

5
Have used PayPal for years and a great way to split payments Reviewed on: 14th April 2026
Lynne M's avatar
Lynne M

Honest review

5
The credit has helped me with my bill and I'm repaying it asap , I love the way it was structured Reviewed on: 14th April 2026
Alochukwu 's avatar
Alochukwu

As using PayPal almost two decides, I never ever exp...

5
As using PayPal almost two decides, I never ever experienced any difficulties in transactions, or any problems as a buyer, and even as a seller. Even in disputes or late payments, PayPal stped in helped to rectify the situation. Reviewed on: 14th April 2026
Manz's avatar
Manz

Easy to use and helps build a credit rating without...

5
Easy to use and helps build a credit rating without a credit card Reviewed on: 14th April 2026
Christopher H's avatar
Christopher H

Very easy to use , and widely excepted way to...

5
Very easy to use , and widely excepted way to pay Reviewed on: 14th April 2026
Gareth W's avatar
Gareth W

Always been a PayPal girly!

5
Always been a PayPal girly! The best way to spend money and split payments. Reviewed on: 14th April 2026
Chloe R's avatar
Chloe R

Very useful and simple to use.

5
Very useful and simple to use. I use because it offers 0 interest for 3 months. I like that about the product. I don't know what else I can say Reviewed on: 14th April 2026
Damian e's avatar
Damian e

Each time I've had an issue customer service have al...

4
Each time I've had an issue customer service have always sorted the issue with no hassle always patient and courteous I always use PayPal to buy whenever it says pay through PayPal PayPal makes you feel a bit more secure when buying something of line. Reviewed on: 14th April 2026
Heather J's avatar
Heather J

Good and friendly, i love paypal

4
Good and friendly, i love paypal Reviewed on: 14th April 2026
Jaity B's avatar
Jaity B

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