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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Excellent

5
I love PayPal. Easy to pay safely online. I love using the credit on holidays, and I have 4 months to pay back with no interest. Reviewed on: 8th June 2026

Very convenient.

5
Always easy to use. I get a quick response when I ask to pay in 3. Reviewed on: 8th June 2026

I feel safer using PayPal.

5
I feel safer using PayPal. I often recommend it to all my friends . It's much better than giving out your bank details over the internet to all the different online shopping websites. You have the added safety net of calling on PayPal to help if you need assistance in getting a refund for faulty purchases or items that don't arrive. Reviewed on: 8th June 2026

Always found easy to use

5
Always found easy to use - any issues resolved quickly Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. Accepted in most places online. Reviewed on: 8th June 2026

Use them frequently no issues

5
Use them frequently no issues easy way to break up purchases. Reviewed on: 8th June 2026

amazing; always helpful I find it useful

5
amazing; always helpful I find it useful Reviewed on: 8th June 2026

Superb Service

5
Really easy to use service you always know you’re in safe hands with PayPal! Reliable and efficient Reviewed on: 8th June 2026

Best credit on the market

5
Use it a lot great for booking holidays to spread payments Reviewed on: 8th June 2026

Really love PayPal and all they offer their customers.

5
Really love PayPal and all they offer their customers. I recommend to everyone Reviewed on: 8th June 2026

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