Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120167 reviews)

View other PayPal products

4.74

Based on 120,167 reviews, last reviewed 5th Jun 2026

3198300% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A great way to pay ! I use PayPal for everything so easy & convenient Reviewed on: 5th June 2026

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (120167)

Secure, reliable, and now more rewarding than ever

I’ve used PayPal for years primarily for the security, but their recent rewards program has made it my primary way to pay. It acts as a perfect secure "middleman"—I can shop on almost any site without handing over my bank details, and the two-factor authentication gives me total peace of mind. The standout for me lately is the PayPal Rewards (PayPal+) system. Reviewed on: 14th April 2026

Clear & available info

Everything has been extremely easy and information is readily available. I haven’t needed to go searching for info. Reviewed on: 14th April 2026

Great service

Never had any issues. Been able to use anywhere Reviewed on: 14th April 2026

Interest free options is what is good about paypal c...

Interest free options is what is good about paypal credit and to give 4 months for every £100 purchase Reviewed on: 14th April 2026

Pay pal give me good credit so I grow my business.

Pay pal give me good credit so I grow my business. Pay pal is more safe and I most likely 4 months interest free money it's very helpful to lost of people Reviewed on: 14th April 2026

Can't fault PayPal, I use it all the time.

Can't fault PayPal, I use it all the time. I don't like wbtering bank/card details when shopping online, so PayPal is perfect! I've had excellent experiences when contacting customer services too! Happy customer. Reviewed on: 14th April 2026

Better than credit cards

I find it very helpful the 4 months with 0% interest is the best Reviewed on: 14th April 2026

PayPal credit seems an easy to use option.

PayPal credit seems an easy to use option. Reviewed on: 14th April 2026

I like the pay in 4 months interest free

I like the pay in 4 months interest free Reviewed on: 14th April 2026

PayPal credit has been very handy for me

PayPal credit has been very handy for me Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 56940 reviews
Payments
from PayPal 4.74 from 3726 reviews
Credit card
from PayPal 4.70 from 86 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub