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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120184 reviews)

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4.74

Based on 120,184 reviews, last reviewed 5th Jun 2026

3199100% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very Happy Customer Easy to use, great if any problems arise and the peace of mind that my money and transactions are safe. Reviewed on: 5th June 2026

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120184)

Fast, efficient and reliable.

Fast, efficient and reliable. Customer service very responsive and helpful the few times I had an enquiries. The matters I called about were reliably and promptly resolved. The provision of the credit and interest free credit offered by PayPal is helpful in managing finances without much pressure. Reviewed on: 14th April 2026

PayPal Credit has become my go-to for everything.

PayPal Credit has become my go-to for everything. It’s incredibly seamless to use at checkout, and I use my debit card for my everyday errands. The rewards system is the best part—it’s very satisfying to see those points climb just by doing my regular shopping. Highly recommend it for anyone looking for a simple, rewarded banking experience Reviewed on: 14th April 2026

Does what it says.

Does what it says. Easy to use and best of all, I can spread the repayments if applicable Reviewed on: 14th April 2026

Easy to use interface and available everywhere

Easy to use interface and available everywhere Reviewed on: 14th April 2026

Easy to use, great credit length options.

Easy to use, great credit length options. Reviewed on: 14th April 2026

Great service - helps me buy things I couldn’t affor...

Great service - helps me buy things I couldn’t afford if I had to pay in one go . Love been able to pay over 4 months Reviewed on: 14th April 2026

Very good experience, easy to use.

Very good experience, easy to use. Very secure no issues. Reviewed on: 14th April 2026

Highly recommended!

PayPal Credit have been very supportive and understanding when it comes to financial support and issues and they definitely know how to handle things in the best way possible! Reviewed on: 14th April 2026

Very easy to use.

Very easy to use. Full visibility and breakdown what needs to be done when. Reviewed on: 14th April 2026

I enjoy PayPal it’s easy to use and make payment eas...

I enjoy PayPal it’s easy to use and make payment easy as well Reviewed on: 14th April 2026

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