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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Very easy to use, straight forward

5
Very easy to use, straight forward Reviewed on: 8th June 2026

Excellent experience with PayPal credi

5
Excellent experience with PayPal credi Reviewed on: 8th June 2026

Plenty of easy payment options.

5
Plenty of easy payment options. Kept up to date with account. and easy to follow app. Problems easily dealt with if there is a problem with a company. all on all a great service. Reviewed on: 8th June 2026

Plenty of good communication from Paypal keeps me in...

4
Plenty of good communication from Paypal keeps me informed about all aspects of my account Reviewed on: 8th June 2026

PayPal gives multiple finance options

5
PayPal gives multiple finance options Reviewed on: 8th June 2026

Excellent service!

5
Always have received excellent service Reviewed on: 8th June 2026

Great 5 stars

5
It is really helpfull when life gest harder and some expenses pop outs. Been using PayPal credit many times and never disappointed. Smooth payment options, easy to view balance anytime from the app and to make a payments. 4 months is enough time to pay off the balance, 0% interest is just amazing. This is the only online credit option I’m using for years. Reviewed on: 8th June 2026

Great service and easy to use.

5
Great service and easy to use. Have recommended to lots of friends and have used in many times around the football club for collecting money for a kids present from the parents Reviewed on: 8th June 2026

So easy to use and it's protected to which is so imp...

5
So easy to use and it's protected to which is so important. No issues whatsoever I always use PayPal for everything when I can, never had any issues Reviewed on: 8th June 2026

Great free interest and easy to use

4
My experience with PayPal credit has been good as it’s easy to use and has helped me pay off credit with 3months free interest! Reviewed on: 8th June 2026

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