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PayPal: PayPal Credit reviews

4.74
Based on 120,222 reviews, last reviewed 5th Jun 2026
3200800% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use and makes online purchases safe. Easy to use the credit to spread the costs of more expensive items. Reviewed on: 5th June 2026
Paul Andrews's avatar
Paul Andrews

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120222)

Great service, easy, quick check outs.

5
Great service, easy, quick check outs. Always reliable. I don't even have to think about it, I can just select it and it does it all for me safely! Reviewed on: 14th April 2026

I use it all the time when is convenient?

5
I use it all the time when is convenient? It worked for me. Reviewed on: 14th April 2026

Easy to use app.

5
Easy to use app. Always inform of any payments due. Pay in 3 is excellent. Reviewed on: 14th April 2026

I appreciate payment options and any payments are pr...

5
I appreciate payment options and any payments are processed more or less the next day. I can’t comment on customer service as I don’t really call or need to get in touch Reviewed on: 14th April 2026

Good service throughout last 10 years

4
Good service throughout last 10 years Reviewed on: 14th April 2026

Click and Paid

5
It is simple and easy, a few clicks and payment is complete. Reviewed on: 14th April 2026

Always there when needed

5
I'm using PayPal for many many years now. Never had bad experience. With the years my credit limit was growing and always there when needed. Thank You PayPal. Reviewed on: 14th April 2026

Really easy to apply and stress free

5
Really easy to apply and stress free Reviewed on: 14th April 2026

Simplicity at it's best

5
Simple slick. No complicate firms Reviewed on: 14th April 2026

PayPal is the best!

5
I find that Payments are very efficient and fast Reviewed on: 14th April 2026

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