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PayPal: PayPal Credit reviews

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4.91
Based on 57,091 reviews, last reviewed 8th Apr 2026
581000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, easy to maintain. Easy to apply, easy to maintain. A helpful all round experience for financing in several ways. Reviewed on: 8th April 2026
Phoenix S's avatar
Phoenix S

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57092)

Thanks

5
Thanks you The best one In World Reviewed on: 13th June 2022
Hamza amani's avatar
Hamza amani

Easy payment

5
I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022
Melcsy's avatar
Melcsy

To sum it up in one it takes the stress out of buying

5
It's good to know that there is is someone out there to help you with credit at low interest rates Reviewed on: 13th June 2022
Johnathan Harris's avatar
Johnathan Harris

PayPal Credit

5
Excellent Service, safe and easy Transactions. Reviewed on: 13th June 2022
Robert Jackson's avatar
Robert Jackson

Paypal credit

5
Most user friendly credit facility I've used. Its quick and easy to use. The pay in installment facility is great for larger purchases, to spread the cost more manageably. Reviewed on: 13th June 2022
ian winter's avatar
ian winter

Easy to use and manage

4
I've used Paypal credit a few times now and it's so easy to manage your account via the app. I also find the customer service team to be really helpful and responsive. Would recommend to others interested in Paypal credit. Reviewed on: 13th June 2022
Ash's avatar
Ash

A Timely Helper

5
Paypal Credit has been very helpful to me over the last year while my income has been very unpredictable, but lots of products have needed replacing. Making it interest free for 4 months has been all I needed to make sure I could afford to pay what I needed to, without interest and without a long-term debt being allowed to slide and lead me wayward. I feel that Paypal credit's 4 Months Interest Free promotion has been an excellent product that has helped me personally, enormously. Reviewed on: 13th June 2022
James Clifford's avatar
James Clifford

Highly Recommend Pay Pal

5
Customer services are super good. Reviewed on: 13th June 2022
Franklin O B's avatar
Franklin O B

12 months no interest

5
Great having 12 months free interest on big items Reviewed on: 13th June 2022
stephen hughes's avatar
stephen hughes

Availability

5
My experience with paypal is very satisfying.It is available to use anytime Reviewed on: 13th June 2022
Moyin's avatar
Moyin

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