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PayPal: PayPal Credit reviews

4.74
Based on 120,012 reviews, last reviewed 4th Jun 2026
3191200% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My review Always approved for credit which is always great Reviewed on: 4th June 2026
Severina A's avatar
Severina A

Latest lowest rating:

2

I can't set up a direct debit to pay off my balance... I can't set up a direct debit to pay off my balance so I have to constantly check my balance and pay it off yo avoid high charges Reviewed on: 4th June 2026
Rachel's avatar
Rachel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (120013)

Best of the best

5
I really recommend to everyone PayPal.Is very helpful Reviewed on: 14th April 2026

PayPal a convenient choice

5
PayPal is convenient and simple to use. The App provide clear displays and easy to navigate. Reviewed on: 14th April 2026

Opportunities made real

5
Have been with PayPal for many years have been able to travel over half way round the world because of PayPal by spreading the cost and the interest rate much lower than many others and customer service and support only a tap away Reviewed on: 14th April 2026

PayPal is fast, secure and easy to use.

5
PayPal is fast, secure and easy to use. The Customer Service is excellent too. Reviewed on: 14th April 2026

Uncomplicated - first class customer service

5
Uncomplicated - first class customer service Reviewed on: 14th April 2026

I don’t know what I would do without PayPal

5
I have made hundreds of transactions with PayPal and there’s hardly ever a problem, if there is any problems with sellers and dodgy items, PayPal have you covered. Reviewed on: 14th April 2026

PayPal services are excellent.

5
The PayPal banking company and its various products are excellent value for money and easy to use in my day-to-day life and I have recommended and will recommend PayPal services to my friends, family and anyone who asks my opinions on my banking choices. Reviewed on: 14th April 2026

Easy to use app, great online p

5
Easy to use app, great online p Reviewed on: 14th April 2026

Never had problem with PayPal the few times I have r...

5
Never had problem with PayPal the few times I have rang they have been very helpful and friendly Reviewed on: 14th April 2026

It does everything I want.

5
It does everything I want. With every Financial purchase I have a payment option at point of purchase. Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review