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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Best Service for Credit card If manage good

5
Best Service for Credit card, if you know how to play with credit card lines it is very easy and cheap cost about fee and cost for loans or barrow money ,I have for over 5 years to use and its perfect ! Reviewed on: 8th June 2026

Its good and easy to use.

5
Its good and easy to use. Able to use it over different platforms Reviewed on: 8th June 2026

Good service, but hard to contact support members.

4
Good service, but hard to contact support members. Reviewed on: 8th June 2026

Yes it helped me plan for my cash flows

5
Yes it helped me plan for my cash flows Reviewed on: 8th June 2026

Easy process

5
Easy process and multiple options to choose the best solution. Reviewed on: 8th June 2026

good service, cheap, low fee, solid servers.

5
good service, cheap, low fee, solid servers. no issues Reviewed on: 8th June 2026

Easy to use service.

5
Easy to use and convenient. Doesn’t take any longer which is why I use itS Reviewed on: 8th June 2026

Reliable, secure, simple and fast

5
Reliable, secure, simple and fast Reviewed on: 8th June 2026

Easy to use and now improved

5
Easy to use and improved by now providing a credit card to use for 4 month interest free option. Clear to use and emails now sent to remind people they have a payment coming up. Reviewed on: 8th June 2026

I use PayPal for the ease of purchase and the flexi...

5
I use pay pal for the ease of purchase and the flexibility in payments. I have always found the customer service to be prompt and helpful. I feel secure using PayPal and it suits my spending needs perfectly. Reviewed on: 8th June 2026

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