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PayPal: PayPal Credit reviews

4.74
Based on 119,823 reviews, last reviewed 4th Jun 2026
3182450% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the secure way to pay PayPal is the efficient way to pay, easy traceability and selection of mediums to pay. Reviewed on: 4th June 2026
Connie HS's avatar
Connie HS

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026
Mrs Wilson's avatar
Mrs Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (119823)

They're great, been with them for over ten years

4
They're great, been with them for over ten years Reviewed on: 14th April 2026

PayPal is my goto payment platform.

5
I've been using PayPal for several years and I like the ease of use to purchase anything online and now offered offline in-store purchases too. Easy monthly payments, pay in three etc. are great. Reviewed on: 14th April 2026

PayPal is great value for money

5
PayPal has given me great value for money, such as allowing me to make purchases and paying them back through a payment plan method, which I very much appreciate and makes the whole process and experience stress free. Reviewed on: 14th April 2026

Best ever experience so far never disappointed

5
Best ever experience so far never disappointed Reviewed on: 14th April 2026

PayPal is simply the best

5
I’ve been using PayPal to purchase items for many years. I feel 100% confident in PayPal who have never let me down. On the odd occasion I have needed help, they answer the phone quickly and there customer service is incredible. Reviewed on: 14th April 2026

Great service good offers easy to use

5
Great service good offers easy to use Reviewed on: 14th April 2026

I am very happy with PayPal services and I will cont...

5
I am very happy with PayPal services and I will continue using it . Reviewed on: 14th April 2026

Paypal credit

5
Lets you buy items just out of your budget with the paypal credit card and if you pay back in 3 payments there is no intrest so yes i can make 2 bigger spends each year. Reviewed on: 14th April 2026

Excellent and seamless in its services and products.

5
Excellent and seamless in its service and products. The people contact could be better. Reviewed on: 14th April 2026

now with Mastercard payments in stores and online

5
Using PayPal makes your life easier and right now they improved the service and you can use contactless to buy whatever you want when you want , using PayPal for more then 8-years and my credit have been increased Reviewed on: 14th April 2026

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