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PayPal: PayPal Credit reviews

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4.91
Based on 57,131 reviews, last reviewed 8th Apr 2026
584700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s great to split your payments. It’s great to split your payments. So it doesn’t all come out at the same time. Reviewed on: 8th April 2026
Jean f's avatar
Jean f

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57131)

This is great!

5
Work really well with everything! I have not had any problems with paying for items online! Reviewed on: 13th June 2022
AnthonyDesignCode's avatar
AnthonyDesignCode

For making small dreams come true

5
Thanks to paypal, I was able to fulfill my little dreams by buying things that I needed for my hobby. Thank you very much and I recommend shopping 4 months 0% Reviewed on: 13th June 2022
Marcin's avatar
Marcin

Convenient 0% Offer for 4 months

5
I love using Paypal credit offer of 0% for all of my 99+ purchases because I get 4 months to settle it. Very convenient when buying home appliances and even multiple items I buy in an online site. Reviewed on: 13th June 2022
bedz sibuyo's avatar
bedz sibuyo

Paypal credit

5
I have used PayPal credit a few times and it is easy to use, convenient and a great way to spread out the cost of purchases without having to deal with credit card payments or interest. Reviewed on: 13th June 2022
Inma's avatar
Inma

Easy, affordable and many options available to spend responsibly

5
I have found PayPal credit really useful particularly the pay in 3 which allows me to spread the cost over 3 months affordably and allows me to have the things I want straight away without having to wait. Reviewed on: 13th June 2022
emma's avatar
emma

Easy Peasy

5
Using PayPal is ideal for any purchase, but especially for interest free over a few months. Gives a little breathing space when you're having one of those months and I pay as much or as little as I want when I want. The app is quick and easy to navigate Reviewed on: 13th June 2022
Gill Trott's avatar
Gill Trott

Dave

5
Great company PayPal great credit thank you Reviewed on: 13th June 2022
David's avatar
David

Quick credit

5
Very helpful, very quickly resolve, Reviewed on: 13th June 2022
Dorian's avatar
Dorian

Good credit deal

5
I have always used Paypal Credit as they offer 4 months 0% and sometimes they have other good offers. It suits my financial needs and will continue to use Paypal. It’s also a safe way to purchase and pay for different things, customer service is great and very helpful too. If they had a physical card i’d use them more. I use Paypal for than my debit or credit cards as it’s simples, fast and safe! Reviewed on: 13th June 2022
Rai's avatar
Rai

Fast and reliable

5
Never a problem with paypal.All transactions do and have run smoothly. Reviewed on: 13th June 2022
J. Hemmings's avatar
J. Hemmings

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