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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Convenient credit

5
Quick easy credit great interest rate . Reviewed on: 8th June 2026

Seamless, good app.

5
Seamless, good app., easy to use and keep track of money. Reviewed on: 8th June 2026

I use PayPal for the security it offers when paying...

5
I use PayPal for the security it offers when paying for items Reviewed on: 8th June 2026

A great product.

5
I haven’t needed to use PayPal Credit yet but as a PayPal customer I have looked into PayPal Credit and it looks like a great product. Reviewed on: 8th June 2026

Use PayPal for a lot of transactions and always foun...

5
Use PayPal for a lot of transactions and always found it to be easy to use Reviewed on: 8th June 2026

Great experience and great customer service

5
Great experience and great customer service Reviewed on: 8th June 2026

Excellent service and easy to set up and use Great a...

5
Excellent service and easy to set up and use Great advantages are the app to keep track of the transactions and payments fantastic range of places you can use this Reviewed on: 8th June 2026

Easy to useEasy to use.

5
Paypal is very easy to use. It's secure and a great way to pay for goods and to pay people. Reviewed on: 8th June 2026

Very safe and easy to pay online!

5
Very safe and easy to pay online it’s my preferred way to pay especially with a seller I haven’t used before because I know my transactions are protected and sate with PayPal Reviewed on: 8th June 2026

Convenient and easy to use

5
Convenient and easy to use - Easy to understand Reviewed on: 8th June 2026

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