Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.74
Based on 119,771 reviews, last reviewed 4th Jun 2026
3180200% increase in 5 star reviews
in the past 90 days
9450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app. Great app. Been using PayPal for years and now with the addition of pay in 3 I feel more confident that I can spread payments easier and more manageab... Read more Reviewed on: 4th June 2026
Thomas F's avatar
Thomas F

Latest lowest rating:

1

For 3 months PayPal Credit card blocked.. For 3 months PayPal Credit security have been asked to contact me to tell me why my Credit card (Of which They have issued me 4 replacements) had been... Read more Reviewed on: 4th June 2026
Paul K's avatar
Paul K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (119771)

I love PayPal so easy and very good

5
I love PayPal so easy and very good Reviewed on: 13th April 2026

Excellent service

5
Great company, transfer is smooth, payment is fast and credit is great Reviewed on: 13th April 2026

Very clear policies, good management

5
Very clear policies, good management Reviewed on: 13th April 2026

Use it all the time.

5
Use it all the time. Never had any issues with it. Reviewed on: 13th April 2026

The money went straight through no hassle.

5
The money went straight through no hassle. It was easy to use on the app with no issues. Reviewed on: 13th April 2026

Easy to use app ! Great PayPal credit option

5
Easy to use app ! Excellent services ! Fast and easy payments. Great PayPal credit option Reviewed on: 13th April 2026

Prompt payment method and great and reliable way to...

5
Prompt payment method and great and reliable way to payment at any time Reviewed on: 13th April 2026

Excellent customer service

5
Excellent customer services with excellent credit facilities Reviewed on: 13th April 2026

Great helping expert team and quick help and support.

5
Great helping expert team and quick help and support. Reviewed on: 13th April 2026

Good services and user friendly features

5
Good services and user friendly features Reviewed on: 13th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review