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PayPal: PayPal Credit reviews

4.74
Based on 119,714 reviews, last reviewed 4th Jun 2026
3177550% increase in 5 star reviews
in the past 90 days
9450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always effortles transactions through PayPal, make o... Always effortles transactions through PayPal, make online purchases so much easier Reviewed on: 4th June 2026
Brian w's avatar
Brian w

Latest lowest rating:

1

For 3 months PayPal Credit card blocked.. For 3 months PayPal Credit security have been asked to contact me to tell me why my Credit card (Of which They have issued me 4 replacements) had been... Read more Reviewed on: 4th June 2026
Paul K's avatar
Paul K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119714)

Excellent, really helpful, pay 3 and PayPal credit i...

5
Excellent, really helpful, pay 3 and PayPal credit is a massive help. Reviewed on: 13th April 2026

Very easy to use.

5
Very easy to use. Have always had any issues solved very quickly. Can trust payments being made through PayPal knowing that if any issues I have support to have these solved. Reassurance and peace of mind. Can easily track my purchases. Only issue is that sometimes payments showing slow to process such as repaying credit. Reviewed on: 13th April 2026

It was an awesome experience.

5
It was an awesome experience. Their 3 installmental payment is top notch Reviewed on: 13th April 2026

Great way to pay your purchase .

5
Great way to pay your purchase .excellent Reviewed on: 13th April 2026

Helpful, accepted and easy to manage

5
Pay pal has been very helpful in a lot of situations and also Easy to manage and accepted everywhere Reviewed on: 13th April 2026

Very nice experience one of the best

5
Very nice experience one of the best Reviewed on: 13th April 2026

Real no interest without any trap.

5
Fantastic pay in 3 offer and extended 4 months credit card payment with no interest. What's the most important it is real no interest without any catch. Reviewed on: 13th April 2026

Good Experience.

5
It’s been a smooth experience. No hassles with payments, purchases or deductions. Reviewed on: 13th April 2026

Easy application

5
I can do many things about buy or get money Reviewed on: 13th April 2026

Superp and excellent

5
It does what it says app has clear and buttersmooth app i love it Reviewed on: 13th April 2026

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