Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Great services

Fantastic services Paypal is so easy to use and a great help thank you Reviewed on: 8th June 2026

Offers many flexible options.

Offers many flexible options. Deals effectively with customer issues. Easy to navigate app Reviewed on: 8th June 2026

awesome customer service .

awesome customer service . great communication. always very helpful and friendly great Reviewed on: 8th June 2026

I always use PayPal when buying anything online

I always use PayPal when buying anything from eBay or online as they've always been there to help when I have any issues with anything I've bought, I wouldn't buy online without them. Reviewed on: 8th June 2026

Easy to used and is accepted everywhere

Easy to used and is accepted everywhere Reviewed on: 8th June 2026

Very good customer service.

Very good customer service. Always peace of mind when buying from unknown retailers. Reviewed on: 8th June 2026

Very easy to apply and not too much form filling.

Very easy to apply and not too much form filling. Reviewed on: 8th June 2026

I've been using PayPal for many years and I wouldn't...

I've been using PayPal for many years and I wouldn't dream of trying another platform. Reviewed on: 8th June 2026

I’ve used PayPal for a long time now.

I’ve used PayPal for a long time now. It has some great credit options, such as, “pay in three” and “4 months interest free.” I’ve found they will increase credit when you have been a loyal customer over a period of time. I’ve also made use of the “PayPal goods & services” for a purchase from the US. It all went off without a hitch. I definitely recommend Paypal! Reviewed on: 8th June 2026

Easy to use and cheap way to borrow

Easy to use and cheap way to borrow Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101293 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub