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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Checking account transactions

5
Never had a problem even when had questions about payments when seen transactions on account Reviewed on: 8th June 2026

Great reminder emails about payments.

5
Great reminder emails about payments. Trustworthy banking. Reviewed on: 8th June 2026

Easy to use and find the Apple Pay feature brilliant..

5
Easy to use and find the Apple Pay feature brilliant Reviewed on: 8th June 2026

very satusfied with paypal dealings

5
very satusfied with paypal dealings Reviewed on: 8th June 2026

I find the interest is very high and it’s hard to ge...

3
I find the interest is very high and it’s hard to get your balance down Reviewed on: 8th June 2026

Excellent service

5
I find the app very easy to use and wouldn’t hesitate to recommend it to family and friends Reviewed on: 8th June 2026

PayPal has been a reliable and convenient tool for m...

5
PayPal has been a reliable and convenient tool for managing my finances for many years. Its user-friendly interface and secure transactions have made it my go-to platform for online payments and money transfers. I highly recommend PayPal to anyone looking for a hassle-free and efficient way to handle their financial transactions. Reviewed on: 8th June 2026

Good reminders good payment options

5
Good reminders good payment options Reviewed on: 8th June 2026

property investor having PayPal reedit

5
As a property investor having PayPal credit allows for me to purchase items for my properties on credit, meaning I have more free funds to move onto the next project Reviewed on: 8th June 2026

Customer Service via the phone has always connected...

5
Customer Service via the phone has always connected me within 2 minutes. My query has been explained courteously and patiently. Reviewed on: 8th June 2026

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