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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119668 reviews)

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4.74

Based on 119,668 reviews, last reviewed 4th Jun 2026

3175500% increase in 5 star reviews

in the past 90 days

9400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and a safe way to pay. Easy to use and a safe way to pay. .great customer service and any issues are sorted promptly. easy to see how much you have outstanding and when the ... Read more Reviewed on: 4th June 2026

Latest lowest rating:

1

DONT protect my purchase/money. Say they protect your money/purchase.This however is not my experience.When using PayPal to purchase a item that never arrived, ive been told paypal c... Read more Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119668)

I find PayPal and excellent service, easy to use,...

I find PayPal and excellent service, easy to use, safe and efficient. I particularly like and use either the interest free option and pay in three payments also interest free which allows me to manage my finances. Most of all I use the service to transfer money to family members fir Xmas and birthdays. Reviewed on: 13th April 2026

Skipping the hard part

Bought a new phone online when I was low on money before my next paycheck. Extremely reasonable interest, very fair range of repayment options, no subscriptions needed. Reviewed on: 13th April 2026

Sense of security

I feel safe when I'm using paypal really feen the sense of security Reviewed on: 13th April 2026

Easy PayPeasy

Very simple to use with clear explanations of what you're paying for. Reviewed on: 13th April 2026

Been with paypal years never had a problem with them...

Been with paypal years never had a problem with them paying in 3 is handy as well Reviewed on: 13th April 2026

So easy to use.

So easy to use. When making online payments you have the security of knowing your protected Reviewed on: 13th April 2026

Safe and secure

Always feel safe purchasing online with PayPal. Any issues i have ever had regarding not receiving items have been resolved swiftly. Reviewed on: 13th April 2026

PayPal my Buddy

I’ve been using papal over the years and I’m very happy with it Reviewed on: 13th April 2026

They always try to help me discover what each paymem...

They always try to help me discover what each paymemt is for and raise disputes easily Reviewed on: 13th April 2026

Great experience never had any problems at all

Great experience never had any problems at all Reviewed on: 13th April 2026

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